Hi my name is Tammy Smith I am a New Mexico native raised in Albuquerque and currently live in the Rio Rancho area. As a wife and mother of a cheerleader, I love to be involved in the local community. In our free time, my family loves to boat and jetski at Elephant Butte. If you are in the market to buy a new home or refinance your current home, I am here to help. I understand the importance of homeownership and want to make the experience a great one by going the extra mile for all of my clients. Your goals are my goals. Contact me for assistance with new home builds, refinance, renovation loans, FHA, VA, USDA, conventional lending and more. I look forward to helping you.