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Tarry Wason-Santos, (NMLS ID 32776)

Tarry Wason-Santos

Senior Loan Advisor

NMLS ID: 32776

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and personalize a mortgage that’s custom-fit for you.

Apply Now Contact me

2 Dundee Park Dr., Suite 301, Bldg. 2

Andover, MA 01810

About Tarry Wason-Santos

Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone.

 

As your home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. Flagstar Bank has more than 600 different home loans available, so we are certain to have the right mortgage for nearly every situation.

 

With over 30 years of experience in home lending, Flagstar knows what it takes to get you to closing as quickly and as smoothly as possible. I will keep you informed every step of the way to give you peace of mind about your new home.

 

Whether you are moving around the corner or across the country, you can rely on me as a trusted resource. I have a deep understanding of the local housing market, and I can originate loans in all 50 states. After you buy your home, contact me when it’s time to refinance, remodel, or buy a second home. And if you’re an investor, I can build a competitive mortgage to finance your investment properties.

 

Contact me today to get started.

Mortgage Specialization

  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Professional Loans
  • Renovation Loans
  • Second Homes
  • VA Government Loans

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Clinton R
Haverhill MA
“We have used Tarry in purchasing our home and through a couple of re-finances and she has been amazing at walking us through the process each time. I will be sure to use her in the future!”
Gabrielle V
“Tarry was exceptional. She is on top of everything, especially things that can get overlooked easily. She would always respond by phone or email right away. I would recommend her to anyone in their home buying process.”
George F
Haverhill MA
“She has extensive experience and a wonderful personality. Buying a home can be extremely stressful, but not with Tarry. I would highly recommend her to anyone or any agents looking to work with the best.”
Holly E
“We first met Tarry when we purchased the house in 2014. She makes the process simple and easy to understand. Tarry is very courteous, efficient, and competent. We highly recommend her to anyone who would like to have smooth efficient refinancing!”
Dean
“We worked with Tarry Wason-Santos at Flagstar to help us refinance our home. Terry is so professional and so helpful, it was a no-brainer. She makes a difficult process MUCH easier and her communication is frequent and perfect. Would do business again!”
Jeremy Z
“Highly recommend. Tarry has helped with all our mortgage needs. Our first home as well as our refinance. Each time she got us awesome rates. She answers her phone and emails around the clock. She is the best out there!”
Monica L
“Tarry was the best to work with. Extremely helpful and responsive, she was able to get everything done on a tight timeline. She made the whole home-buying process stress-free!”
Thomas H
“Called loan officer Tarry Santos. Explained financing needs. All online info sharing. Got lowest available refi rate, 3.0%, 30 years. Closed quickly. Easy smeezy. Tarry was terrific. Highly recommend giving her a call unless you want to be old school 😉!”
Jim B
“To begin with, Tarry has helped us many times over the years. She is very professional and quite knowledgeable in the housing finance world. Tarry stays in communication during the process and offers help whenever needed.”
Doug
“Tarry was recommended to us by a friend and she delivered! We worked with her for several months as we navigated some obstacles. We will be working with Tarry in the future if need be! Thanks, Tarry!”
user69715196
“It was a pleasure working with Tarry. She was quick and right on top of everything and very helpful. First home buyer and it was great having Tarry to work with. She made the process Very smooth and informative. Would recommend to everybody.”
Michael J.
“Tarry has gone above and beyond for our lending needs. She keeps her clients updated and finds them the best products for their needs. Tarry is great about following up when rates change and refinancing is an option. Always an easy process with Tarry.”
chrisabay
Acton, MA
“Tarry helped us close on our new home in Massachusetts. She worked diligently on keeping us informed throughout the transaction, which was complex with the sale of a home out-of-state. The process was straight forward with all details well coordinated.”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

Use left and right arrows to navigate between tabs.

STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Tarry Wason-Santos, (NMLS ID 32776)

Tarry Wason-Santos

Senior Loan Advisor

NMLS ID: 32776

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and personalize a mortgage that’s custom-fit for you.

Apply Now Contact me

2 Dundee Park Dr., Suite 301, Bldg. 2

Andover, MA 01810

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Tarry Wason-Santos, (NMLS ID 32776)

Tarry Wason-Santos

Senior Loan Advisor

NMLS ID: 32776