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Tim Bullinger, (NMLS ID 295725)

Tim Bullinger

Direct Lending Officer

NMLS ID: 295725

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

About Tim Bullinger

I have been assisting clients with their home financing needs in all 50 states as well as the Virgin Islands since 2003. Having a knowledgeable loan officer backed by a great bank makes all the difference. If you're looking to purchase a home or save money with a refinance, I have the right products to fit your needs. I promise to give you an outstanding mortgage experience and will give you all the personal attention you deserve.

 

I live in Clinton Township, MI with my beautiful wife Katy of 14 years. We currently have three fantastic children Parker (6), Lucy (4), and Flynn (3). I enjoy spending time at the lake, boating, and swimming with my family. I also enjoy getting out to golf when possible.

 

Contact me today to learn more about what opportunities await you.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Pre-Qualifications
  • USDA Rural Housing
  • VA Government Loans

Education

  • BSBA from Central Michigan University 1998 - 2002

Community Involvement

  • Assist in coaching with local sport teams
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?
Tim Bullinger, (NMLS ID 295725)

Tim Bullinger

Direct Lending Officer

NMLS ID: 295725

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

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Today's Rate

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1Rate as of 4/16/2021 4:47 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $1,015. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 4/16/2021 4:47 PM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,579. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  4/16/2021 4:47 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $947. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

Tim Bullinger, (NMLS ID 295725)

Tim Bullinger

Direct Lending Officer

NMLS ID: 295725