About Tim Kaminski
Hi, I'm Tim, a Flagstar Bank Direct Lending Officer.
I have over 11 years’ experience in the mortgage industry, and have helped many clients achieve their home financial goals and needs along the way. Whether you are thinking about buying a home or refinancing one you already own, I am here to help you explore your options.
Mortgage Specialization
- Adjustable-Rate Mortgages
- Condominium Financing
- Construction Loans
- FHA Government Loans
- First-Time Home Buyer Programs
- Fixed-Rate Mortgages
- Investment Property Loans
- Jumbo Loans
- Low-to-Moderate Income Lending Program
- Pre-Qualifications
- Professional Loans
- Renovation Loans
- Second Homes
- USDA Rural Housing
- VA Government Loans
Education
- BA - Finance, Western Michigan University

Tim Kaminski
Sr. Loan Advisor
NMLS ID: 739712
Let me provide you with professional service and guidance throughout the mortgage process.
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Tim Kaminski
Sr. Loan Advisor
NMLS ID: 739712