Flagstar's online banking offers visibility and control over your finances. Take advantage of our easy-to-use budgeting tools — all designed to put money back into your pocket.

You can:
  • Review all of your accounts, balances, recent and pending transactions in one location
  • Receive money through your bank account — the Purchase Rewards program ties directly into your debit card
  • Easily budget and track expenses and review past spending with FinanceWorks™
  • Prepare for tax season with Intuit's® Tax Watch program (available throughout the year) and TurboTax® Online Banking (available December 15-April 16)
  • Receive alert reminders and recurring payment options so you never miss a payment

 

Take advantage of Bill Pay, a free1 online service that allows you to pay your bills online, and schedule payments quickly and easily from one secure location.

Enroll in Online Banking and get started with Bill Pay today!

Receive, view, and pay bills online:
  • Receive email notifications when bills arrive
  • View bills to see the full details when you need them
  • When you pay bills online, we'll automatically transfer the info to your online banking account
Set it and forget it:
  • Set up repeating payments for fixed bills, such as a mortgage or utilities
  • Schedule payments up to one year in advance so you don't miss any payments
Easily do it all within Online Banking:
  • Review, schedule, and pay bills right from online banking
  • Avoid late fees and penalties by making next-day electronic payments, or sending overnight checks with the Expedited Payments feature1
Reliability and Security:
  • Payments will arrive on time and accurately or we will pay any late fees (up to $50)
  • Payment instructions are sent using a secure Internet connection and the latest SSL encryption technology, and protected with a password issued only to you

With Bill Pay from Flagstar Bank, you don't have to spend time writing checks, making extra trips to the mailbox, or standing in line at the post office.

 

1Fees apply for Expedited Payments: $4 service fee for same-day electronic payment; $20 for overnight paper checks.

Powered by Intuit®, FinanceWorks™ is an online financial management tool that helps you track your financial relationships at more than 16,000 other financial institutions in the United States — all from one location.

If you have accounts with any of the participating financial institutions and creditors, you can add them to your personalized page and track your spending by category, set spending goals and alerts, and budget and track your expenses. Simply search for the financial institution in the search box and a wizard will help walk you through the process.

finance

 

For all Flagstar accounts listed in FinanceWorks, the first 90 days of history is available immediately. For external accounts, the history ranges from 0-90 days immediately (for all accounts, history starts building up to 18 months). FinanceWorks obtains transactions nightly from other financial institutions, allowing you to be on top of your expenses.

Purchase Rewards provides cash rewards that can be redeemed when you use your Flagstar Visa® Debit card. The reward offers are established from the retailers where you already shop and the more you use your debit card, the more chances you have to receive offers!

All debit cardholders are automatically enrolled in Purchase Rewards. In order to activate an offer, you must click on the actual reward offer within the online banking homepage before you make your purchase (this will load the reward onto your debit card). The rewards are deposited at the end of the month following the purchase and are offered only for a limited time. Rewards will expire if they are not used.

rewards

Stay connected with improved mobile banking1 from Flagstar and bank anywhere, anytime.

You can easily:
  • View account balances and transactions
  • View check images
  • Save time with mobile check deposit2
  • Pay bills
  • Transfer funds
  • Stop paper check payments
  • View and cancel pending payments
  • Use Popmoney®3 to pay another person
  • Locate ATMs, branches, and loan centers
Enjoy the Convenience Today

Simply enroll and/or log in to online banking through your PC before using mobile banking, then bookmark mobi.flagstar.com on your mobile device or download the app from Google Play™ or the Apple® App Store℠ online store. No additional registration is necessary.

For more information, please visit:

1Not all devices may be supported.

2Not all devices may be supported.  Customer eligibility required.  Personal customer checking and savings accounts only.  Must be an active personal online banking user.  Must be a customer for a minimum of two months.  SimplyOne, Next Step, and Next Step 2 account holders are not eligible.  Accounts must be in good standing. Mobile check deposit terms & conditions.

3Popmoney is a registered trademark of Fiserv, Inc. or its affiliates. Fees may apply.

Apple and App Store are registered trademarks of Apple Inc. Google Play and Android is a trademark of Google Inc.

Online Banking FAQs

Open/Close all questions

What accounts are available for online banking access?

What can online banking do for me?

How do I set up my account?

How do I log in to view my account?

What is the difference between my balance and my available balance?

Change history date range

Using Quicken with online banking

Why are my accounts are not showing up after I log in?

What is direct deposit?

Pending Transactions:

What are pending transactions?

Where are my pending transactions located?

How will my pending transactions display on my account?

Bill Pay:

What is bill payment with presentment?

Are there any fees to use Bill Pay?

How do I enroll in Bill Pay?

How do I set up my accounts in Bill Pay?

How do I cancel or change my bill payment (payees)?

What are Expedited Payments?

Move Money:

What is a bank to bank transfer?

How does a bank to bank transfer work?

How much does a bank to bank transfer cost?

What is the minimum amount I can transfer using funds transfer?

What are the transfer limits using funds transfer?

What information do I need to set up a transfer?

Transfer Between Your Flagstar Accounts

Popmoney®:

What is Popmoney®?

How do I set up Popmoney®?

How much does it cost?

My friends don't want to give me their bank account number — what do I do now?

Online Statements:

Online statements

Enrolling for Online Statements

Accessing Online Statements

My Profile:

Change Username

Change your password

Change email address

Change promotional email subscriptions

Enhanced Security:

What is Enhanced Login Security?

What is a temporary pass code?

How does Enhanced Login Security work?

Will my computer meet the requirements for Enhanced Login Security?

What happens if you log in from a different computer?

What are Flagstar’s Fraud Security Measures?

Mobile Banking:

What is mobile banking?

How do I register for mobile banking?

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