You understand and acknowledge that (a) the purchase of insurance or other similar products from a particular source is not a condition to the provision of, and will not affect the terms of any loan or extension of credit by Flagstar Bank, N.A. (“Flagstar”) or its affiliates, (b) insurance and other similar products are available through insurance agents not associated with Flagstar or any of their affiliates, (c) the choice of another insurance provider will not affect a decision relating to, or the terms of, any loan or extension of credit by Flagstar or its affiliates and (d) you accept and assume full responsibility for the evaluation, selection and suitability of insurance or other similar products. Insurance products are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. Insurance products may be subject to investment risk, including the possible loss of value. Insurance products are offered through Grass Lake Insurance Agency, Inc., an affiliate of Flagstar Bank and administered by Matic Insurance Services, Inc. Flagstar does not underwrite any policy of insurance. Matic’s website (link above) is hosted by Matic Insurance Services, Inc.. Matic Insurance Services is not affiliated in any way with Flagstar, its affiliates or subsidiaries. Insurance products my not be available in all states. Flagstar or its affiliates may be compensated in connection with these programs.

¹ Savings amount based on actual Matic policy sales between 1/1/2023 and 12/31/2023, calculated as an average. Quotes are estimates only. Quotes are subject to change without notice. Your final rate, payment and coverage may be different.

Matic Insurance Services, Inc. CA License No. 0I92444