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When you apply for a mortgage backed by the United States Department of Agriculture (USDA), you'll still want to determine how much you can afford on a monthly basis and shop for competitive interest rates, just as any potential homeowner would.
USDA mortgages offer lower down payments, more favorable qualifying criteria, and options for those with less-than-perfect credit or no formal credit history.
A Flagstar Bank lending expert can help you select the right loan and terms for your situation. Call a mortgage specialist at (855) 372-5626.
After you close on your new loan, you can check your balance and make your payment online through our MyLoans system.