Features of an Auto Loan:
  • Simple loan application
  • Low fixed rates
  • A variety of terms available on new and used vehicles
  • Up to 0.50% rate reduction for qualified customers1
  • $25 off the origination fee on personal loan with any Flagstar checking account2

Contact your local branch for details and rates.

1Set up automatic payments from your Flagstar checking account, and we'll reduce your auto loan rate by 0.25% at closing. Receive rate reduction of 0.25% by maintaining any Flagstar personal deposit account.

2$100 origination fee; Interest-bearing checking account holders receive a discount of $25 off the origination fee.

Fair Lending Statement


We look forward to helping you finance your vehicle. Here's what you need to qualify:

  • Be 18 years or older
  • Be a U.S. citizen or permanent resident alien
  • Open to Michigan residents only

Non-individual borrowers are not eligible. Other underwriting conditions may apply.

Call or visit any Flagstar branch today to start the application process.

Fair Lending Statement

Auto Loans

Frequently Asked Questions about Auto Loans

Whether you're purchasing a new or used vehicle, or looking to refinance your current loan, Flagstar can help. Check out the questions and answers below to learn more about our auto loans.

How can I apply for a Flagstar Bank auto loan?

What is my vehicle worth?

What type of vehicle may I purchase with a Flagstar auto loan?

May I refinance my current auto loan?

What do I need to apply for my loan?

How do I close my auto loan?

How quickly will my new loan be funded?

What is Flagstar Bank's privacy policy?

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