If you're looking for extra money to finance a larger-scale project, you can take advantage of the equity in your home with a Home Equity Loan from Flagstar Bank.

  • Residential properties only.
  • Available on owner-occupied primary residences and second homes.
  • Eligible Flagstar banking customers get the added advantage of up to 0.25% rate discount.2
  • Potential tax advantages3.

Contact your local branch to apply or for more information.

Maybe a flexible line of credit is what you need. Learn more about our Home Equity Lines of Credit available.


1Annual Percentage Rate (APR) accurate as June 16, 2014. APR calculation based on a $25,000 or greater loan amount, 5-year term loan in the primary lien position, with a 70% or lower loan to value, minimum credit score of 750, and auto payments established from a Flagstar deposit account. Programs available only to qualified borrowers. Rates and programs subject to change without notice. Borrower must be a minimum of 18 years of age and a US citizen or permanent resident alien. Underwriting terms and conditions apply. Annual Percentage Rates (APRs) are subject to change at any time and individual APRs may vary. A lending expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

2 Receive rate reduction of 0.25% by maintaining any Flagstar personal deposit account.

3 Please consult your tax advisor for guidance.

Fair Lending Statement