1Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be a customer for a minimum of two business days. SimplyOne account holders are not eligible. Accounts must be in good standing.
2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.
3Currency conversion fee may apply to transactions outside the U.S.
4Excludes promotional rates.
5Subject to loan approval. Excludes mortgages. Automatic payments must be established and elected at time of application. Subject to change at any time.
6Based on Average Daily Collected Balance. Unlike many other banks, we use Average Daily Collected Balance rather than Minimum Daily Balance to waive monthly service fees on all of our deposit accounts. This means that regardless of how low your balance may fall, you will not incur a service fee as long as your Average Daily Collected Balance for the entire statement cycle meets or exceeds the account requirement.