Skip to main content

Before you go

You are about to leave Flagstar is not responsible for the content on other sites.

Building a Beneficial CD Ladder

See the advantages of a CD ladder and find out if it can help you reach your savings goals.

Building a CD ladder can be a positive way to take advantage of interest rates to grow your savings, with multiple CDs maturing at different time periods. But like many types of variable investments, success is still subject to market rates. Use our CD ladder calculator to determine if building a CD ladder is the right investment option for you.

Start saving. Open a savings account today.

Icon indicating person and branch team member conversing

Visit a branch

We’ll walk you through it. Stop by the nearest branch to open an account in person.

You may also be interested in:

Picture of two people in kitchen. One is kissing the other on the cheek while they drink coffee.
Certificate of Deposit Accounts

Whether you're saving for a short-term goal or one that's a few years down the road, a certificate of deposit (CD) can make it happen even faster.

Two parents smiling and holding their younger child.
Earn 5.55% APY1 with Promo Flagstar Savings Plus

Grow your savings with 5.55% APY1 guaranteed for the first 5 months.