15-Year Fixed Mortgage

15-Year Fixed Mortgage
Rate  APR1
2.375% 2.724%
Make it yours—in less time.

Fast-track your future with this shorter-term fixed loan.

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15-Year Fixed Mortgage

If you have the finances to pull off a slightly larger payment each month, a shorter-term fixed-rate loan may be the way to go. Chances are, you’ll be able to pay off your home loan in half the time of a typical 30-year fixed-rate mortgage. That way, you’ll be able to focus on other things—like saving up for college funds or retirement.

 

Your payment is amortized over the term of the loan, meaning that your monthly payments towards the principal, interest, and escrows (if required) have been calculated to pay off the loan at the end of the loan term.

 

Features you’ll love:

  • Interest rates are most often lower than 30-year fixed rates
  • Your principal and interest won’t change over the life of the loan
  • There are no prepayment penalties
  • Application is online—it's easy

Mortgage Calculators


Mortgage Information

Learn more about the home buying process. Finding the right home and the right mortgage helps set a solid foundation for successful homeownership. We have the mortgage tools, information, and expertise to help you with the decisions you need to make along the way.


1The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value or 20% down payment, minimum borrower credit score of 740, and estimated finance charges of 2 points and $1,200. The APR is subject to change at any time and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.

 

A mortgage expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.