30-Year Fixed Mortgage

30-Year Fixed Mortgage
Rate  APR1
3.990% 4.164%
A loan you can live with.

A longer term and fixed rate make this a no-brainer.

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30-Year Fixed Mortgage

Here’s the most popular mortgage available—a home loan that’s ideal for budget-minded borrowers looking for monthly payments that are typically lower than shorter-term loans. If you’re planning on living in your home for a long time, this is a great option.

Your payment is amortized over the term of the loan, meaning that your monthly payment of both the principal and interest have been calculated to pay off the loan at the end of your term.

Features you’ll love:

  • Predictable monthly payments make budgeting easy
  • Principal and interest won’t change over the life of the loan
  • No prepayment penalties
  • Easy online mortgage application

Mortgage Calculators

Mortgage Information

Learn more about the home buying process. Finding the right home and the right mortgage helps set a solid foundation for successful homeownership. We have the mortgage tools, information, and expertise to help you with the decisions you need to make along the way.

1The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value or 20% down payment, minimum borrower credit score of 740, and estimated finance charges of 2 points and $1,200. The APR is subject to change at any time and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. A mortgage expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.