FHA 30-Year Fixed Mortgage

Get a helping hand in homeownership.

Enjoy competitive rates, lower down payments, and more flexible qualifying criteria.

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FHA 30-year fixed Mortgage

Backed by the Federal Housing Administration, FHA mortgages are ideal for those with less-than-optimal credit, little-to-no formal credit history, or limited cash for down payments. Low credit scores may not prevent you from qualifying; however, higher scores could net you lower interest rates.

Features you’ll love:

  • Enjoy down payments as low as 3.5% of the home’s purchase price
  • Qualify for an FHA home loan even without a long credit history
  • Qualify with no maximum income limitation
  • Pay some or all of your loan balance in advance without a prepayment penalty
  • Apply online—it's easy

Mortgage Calculators

Mortgage Information

Learn more about the home buying process. Finding the right home and the right mortgage helps set a solid foundation for successful homeownership. We have the mortgage tools, information, and expertise to help you with the decisions you need to make along the way.

1The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 3.5% down payment, minimum borrower credit score of 740, and estimated points and fees of 2% of the loan amount plus 2.25% FHA funding fee with 360 payments in the amount of $1,028.10. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.

 

A mortgage expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.