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The Home Affordable Refinance Program (HARP) is a government initiative designed to assist homeowners who've seen a drop in their home value, refinance their home loan with better terms.
If you’re current on your mortgage payments, you might be able to take advantage of the HARP refi plan even if you owe more on your home than it’s worth.
A lending expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.