HARP Refinance

HARP Refinance

Refi with a new, more affordable mortgage.

(855) 372-5626

M - F 8:30am - 6pm ET

Find Mortgage Expert

Meet face-to-face

HARP Refinance

The Home Affordable Refinance Program (HARP) is a government initiative designed to assist homeowners who've seen a drop in their home value, refinance their home loan with better terms.

If you’re current on your mortgage payments, you might be able to take advantage of the HARP refi plan even if you owe more on your home than it’s worth.

  • Mortgage must be owned or guaranteed by Freddie Mac or Fannie Mae. If you don’t know, call us at (855) 372-5626 and we’ll help you find out.
  • Mortgage must be current; no delinquency in the past 6 months and no more than one late payment in the past 12 months.
  • Credit score, income verification and appraisal may not be required.

Refinance Calculators

A lending expert will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

Fair Lending Statement