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Key account features:

  • 12-month rate guaranteed
  • No checking account required
  • No minimum balance required during 12-month promo period


All savings accounts come with:

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ONLINE BANKING

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MOBILE BANKING WITH MOBILE CHECK DEPOSIT2

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FREE ACCESS TO OVER 55,000 ALLPOINT ATMs

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FREE VISA® DEBIT/ATM CARD3

Apply online or open an account at your nearest branch.


1Annual Percentage Yield (APY). 0.90% APY is accurate as of 6/23/2016 on SimplySavings Promo accounts. Funds currently deposited in accounts at Flagstar Bank are not eligible for promotional interest rate. The 0.90% APY is guaranteed for the first 12 months. After the 12 month promotional period, account balances will earn the variable interest rate paid on the standard SimplySavings account in effect at that time and is subject to change. After the 12-month promotional period a maintenance service charge of $3 will be imposed every month if the average daily collected balance in the account falls below $300. This charge may be waived if the account is linked to any Flagstar personal checking account. Not available for businesses or public units. Fees could reduce earnings. No minimum deposit to open. Personal accounts only.

2Not all devices may be supported. Customer eligibility required. Personal customer checking and savings accounts only. Must be an active personal online banking user. Must be a customer for a minimum of two months. SimplyOne, HSA, CD, IRA, Next Step, and Next Step 2 account holders are not eligible. Accounts must be in good standing. Mobile check deposit terms & conditions.

3This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.