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A mortgage built for you, because we're close to you.

Flagstar Bank is in your neighborhood, so we understand your unique needs when it comes to getting a mortgage.

Our experienced home loan advisors work with all types of borrowers, including first-time homebuyers and people with less-than-perfect credit. Our mission is to make homeownership a reality for everyone.


Contact us today and put our 35 years of lending expertise to work for you. 

How we're making homeownership accessible:

  • Low down payment mortgage options
  • Down payment assistance1, 2
  • Specialty area grant and gift programs3, 2
  • Flexibility in qualification requirements
  • Lower minimum credit score
  • Renovation loans
  • Special rates

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Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval, and product requirements, including loan to value, credit score limits, and other lender terms and conditions. Fees and charges may vary by state and are subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you with the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

Homeownership education may be required for some products.

1While generally structured as a second mortgage, down payment assistance may be available as a grant, tax credit, or other form. Repayment terms, including interest rate, and eligibility criteria vary across programs and often depend upon property location (e.g., state, county, zip code or census tract).

2Common program restrictions include those related to loan amount; purchase price; loan to value; and borrower income, debt, credit score, and first-time home-buyer status. Eligible properties may be restricted to single family dwellings and/or primary residences. Borrowers may also have to contribute some funds towards down payment. Homebuyer counseling is required.

3Grant programs may offer funds for down payment and closing cost assistance, as well as funds for home rehabilitation. Grant program funds are limited and are subject to change without notice. Recipients must meet program requirements and applicable restrictions.

Flagstar Bank NMLS# 417490

Flagstar Bank, 102 Duffy Avenue Hicksville, New York 11801