¹Annual Percentage Yield (APY). 4.65% APY is accurate as of 10/8/2024 and available as a 7-month term. Fees could reduce earnings. Withdrawals may result in imposition of applicable early withdrawal penalties. $500 minimum balance. Maximum deposit is $10,000,000. Funds currently deposited in accounts at Flagstar Bank are not eligible for the promotional interest rate. Additional deposits not allowed during CD term. Not available for public units. Certain restrictions may apply. Offer subject to change or cancellation at any time without notice. Maturing CDs are eligible for this promo rate. Must present offer at account opening. Limited-time offer. Area restrictions may apply. Please contact your local branch for more information.

²Not all devices supported. Available for eligible personal and business deposit account customers only.