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Let's let numbers speak louder than words.

Get a great rate from a strong, stable bank, FDIC insured up to $250,000.1

Limited-Time CD Specials

Earn 5.50% APY2

on a 7-Month CD


$500 is the minimum to open.

New money only

Earn 5.15% APY2

on a 13-Month CD


$500 is the minimum to open.

New money only

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Talented Bankers

Ready to help

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Nearly 400 Branches

in Arizona, California, Florida, Indiana, Michigan, New Jersey, New York, Ohio, and Wisconsin

1Visit for more information about FDIC insurance coverage.

2Annual Percentage Yield (APY). 5.15% APY is accurate as of 2/5/2024 and available as a 13-month term. 5.50% APY is accurate as of 2/5/2024 and available as a 7-month term. Fees could reduce earnings. Withdrawals may result in imposition of applicable early withdrawal penalties. $500 minimum opening deposit required. Maximum deposit is $10 million. Funds currently deposited in accounts at Flagstar Bank are not eligible for the promotional interest rate. Not available for public units. Certain restrictions may apply. Offer subject to change or cancellation at any time without notice. Cannot be combined with any other CD offer. Must present offer at account opening. Limited-time offer. Area restrictions may apply. Important information will be provided to you in the disclosures you receive during the account opening process. Please contact your local branch for more information.

3Not all devices supported. Available for eligible personal and business deposit account customers only.

Flagstar Bank, 102 Duffy Avenue Hicksville, New York 11801