Referral Program

Before you go

You are leaving Flagstar.com

Spread the word and earn
up to $500¹

Good things are meant to be shared. Refer your friends and family and get rewarded when they open a Flagstar checking account and meet the requirements listed below. They’ll receive a $200 Visa^® Reward Card, and you’ll get a $50 one. The more you refer, the more you can earn, up to $500.¹

Register

Enroll in our referral program.

Refer

Share your personal referral link with people you know through social media, email, or text.

Reward

When friends and family use your link and meet the requirements below, they’ll receive a $200 Visa^® Reward Card, and you’ll get a $50 one, up to $500 total per year.¹

How the program works

You can earn a $50 Visa^® Reward Card, and each person you refer can get a $200 one. Keep referring and earn up to $500¹ per calendar year. To qualify, they must be a new Flagstar customer and meet the following requirements¹:

Register using your shared referral link
Open a new, eligible Flagstar Bank personal checking account; AND
Maintain an open account status in the eligible account for 90 days; AND
Within 90 days of account opening:
- Complete 10 or more debit card purchases OR make at least 10 payments using Bill Pay or Zelle®; AND
- Have one or more direct deposits (ACH credits) totaling at least $1,000.

Please allow 4-6 weeks for delivery of your Visa Reward Card after completing all the offer requirements.

FAQs

We’re a full-service bank and one of the largest regional banks in the country, with deep roots dating back to 1859. We operate more than 400 branches and offer a broad range of consumer and commercial financial solutions, including banking, home lending, private banking, and wealth management.

Flagstar offers the following checking accounts, which are all eligible for the referral program:

Flagstar Ready Checking—All the essentials for everyday checking
Flagstar Elite Checking—An account that’s packed with perks
Flagstar Student Checking—Designed specifically for college students
Flagstar Military Checking—No monthly fees and more perks for active military and veterans
Flagstar One Checking—A low-cost, checkless account

Which checking account is right for you or your family and friends? Visit our checking page to learn more and compare accounts.

You’ll get plenty of ways to manage and move your money:

Flagstar Visa^® Debit Card^X backed by Visa’s Zero Liability policy
400+ bank branches and free access to 56,000 ATMs^Y
Flagstar Mobile Banking with mobile check deposit^Z
Zelle^® to send, request,or receive money
Round Up with Flagstar^TM to round your purchases up to the next dollar and put the difference into your savings account
Money Center gives you the big picture of your finances in one secure place

Plus, our talented bankers are here to help you at every step of your financial journey.

^X This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

^Y Currency conversion fee may apply to transactions outside the U.S.

^Z Not all devices supported. Available for eligible personal and business checking and savings account customers only. Must be an active mobile banking user. Must be a customer for a minimum of two business days. Accounts must be in good standing.

Get started

Register for our referral program

¹View terms and conditions

This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle^®.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.