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Flagstar Bank

NEW CUSTOMER BONUS

Get up to $500x with a new Flagstar checking account

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Group of friends having drinks

HIGH INTEREST SAVINGS

Get more from your savings with 3.75% APYx for 6 months

Start saving →
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An older man and a young boy smiling as they cook together at a stovetop in a sunlit home kitchen, stirring food in a pan with steam rising.
An older man and a young boy smiling as they cook together at a stovetop in a sunlit home kitchen, stirring food in a pan with steam rising.

HOMEOWNER EXCLUSIVE

Unlock your home equity at a special rate

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two people looking at blueprints
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Flagstar Visa® Credit Cards

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Credit cards that offer convenience, flexibility, and perks.

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Refer and earn up to $500

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Get rewarded when you refer your friends & family to Flagstar.

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Flagstar Wealth Services*

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Prepare for life’s next chapter with Flagstar Wealth Services.

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*Investment products are not insured by the FDIC, are not deposits, and may lose value

Manage, grow, and protect your money

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ARTICLE

Fraud Alert: Protect yourself from scams

Stay alert. Don’t share personal information. Don’t fall for it.
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FEATURE

Flagstar Visa® Debit Cardx

Shop worry-free. Your debit card is more secure than cash and accepted just about everywhere.
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FEATURE

Stay in the know with Account Alerts

Monitor your account transactions, payment reminders, and more.
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FEATURE

Round Up with Flagstar®

Round your purchases up to the next dollar and put the difference into a savings account.

MOBILE APP

Bank securely anytime, anywhere

Bank securely from anywhere with our highly rated Mobile App. Safely pay bills, send money with Zelle,® deposit checks,x and manage all your accounts.x

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Apple App Store as of 9/1/2026

visit the following URL to download our app from the apple store: https://apps.apple.com/us/app/flagstar-mobile-banking/id972805390 or Visit the following URL to download our app the Android URL https://play.google.com/store/apps/details?id=com.mynycb.nycb&hl=en_US&gl=US

Scan this code with your phone’s camera to download the Flagstar Mobile App from the Apple App Store or Google Play Store.

Learn more
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Flagstar in the news

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Joseph M. Otting

Executive Chairman and Chief Executive Officer of Flagstar Bank, N.A.

Flagstar’s pivot to diversified lending and future-proof tech

Read the Crain’s Detroit Business article featuring Joseph Otting.

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Richard Raffetto

Co-President, Co-Chief Operating Officer, and Chief Banking Officer

Big enough to matter. Small enough to care.

Read Rich Raffetto's feature in CEO North America Magazine

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Read more

Get answers fast

Flagstar and legacy NYCB customers

Our routing number is 226071004

 

Note: If you have existing transactions that use a previous routing number, they will continue to be processed as usual. This includes checks, direct deposit, automatic withdrawals, etc.

 

The next time you order checks, please use the routing number above.

 

Legacy Signature customers

Our routing number is 026013576

Call 888-248-6423 and select option 2 for Card Support if your ATM or Flagstar Visa® Debit Card is missing. We will restrict the card from being used and send you a new card.
 

If you think you simply misplaced your card, you can use Debit Card Controls to put a freeze on it and block unauthorized use. Sign in to Online Banking, select Profile and Settings, then Debit Card Controls.

Online Banking is available for personal checking, savings, certificates of deposit, money market accounts, and select loans. Business customers can access Online Banking for select accounts, too.

 

Once you open an eligible account with us, you can sign up for Online Banking here. Next, use your smartphone to download Flagstar Mobile Banking from Google Play or Apple's App Store. Once it’s installed, use the same username and password that you use with Online Banking to log in.

 

If you have a mortgage with Flagstar Bank, sign up for MyLoans® to make payments, view account history, and more. Sign up for MyLoans.

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Branch and ATM Locator

Free access to 56,000+ Flagstar ATMsx and over 300 branches.
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About Us

Flagstar Bank is a diversified, commercial bank grounded in building relationships to meet clients where they are on their financial journeys.
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