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Flagstar Visa® Debit Card

Your debit card is like cash, only better. The money still comes out of your account, but your debit card1 is more convenient and secure.

More secure than cash and accepted just about everywhere

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Accepted globally

Use your debit card online and at millions of locations around the world.

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Fraud text alerts

Get a text whenever there's suspicious activity in your account.2,3

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Fast, secure online payments

Use your debit card to pay for utilities, streaming services, and other monthly bills.

Shop worry-free with your Flagstar Visa® Debit Card1.

If your debit card is lost or stolen, you shouldn't have to pay for purchases you didn’t make. We agree, which is why your debit card is covered by Visa’s Zero Liability Policy.4 Let us know about suspicious charges, and we'll work to resolve them.

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Visit a branch

We’ll walk you through it. Stop by the nearest branch to open an account in person.

Instant, touch-free payments with mobile wallet

Add your Flagstar Visa Debit Card®1 to your mobile wallet, then just tap your phone when it's time to pay.  

Do you need to activate your Flagstar Visa® Debit Card?

What to do if your card is lost or stolen

  1. Call 888-248-6423 as soon as you realize your card is lost or stolen. 
  2. We will restrict the card from being used and send you a new one.  
  3. Look for fraudulent activity in your transactions. If you find something, you may need to file a fraud dispute.
  4. When your new debit card arrives, update your information wherever you have it stored.

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Flagstar Visa® Credit Cards

Choose a credit card with the perks you want, like cash back, rewards, bonuses, and more.

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Debit Card Controls

Set transaction limits and card freezes, add cards to Mobile Wallet, and more.

1This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

2Standard messaging and data rates may apply.

3Reply “stop” to no longer receive SMS Text Messages to verify your Flagstar debit card Transactions. To reactivate, simply reply UNDO. This service is separate and in addition to, Flagstar Account and Security Alerts managed through your online banking account.

4Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit