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Business Checking Accounts

From no-frills to fully-loaded, there’s a checking solution that’s right for your business.

Cash flow made easy 

Whatever you're looking for in a business checking account, we've got you covered. Skip the bells and whistles or go big with powerful analysis, reporting tools, and a one-stop view of all your business accounts. Talk to a branch teammate to find the accounts and services that best meet your business needs.

No monthly fee

This simple business checking account supports day-to-day operations, keeps costs down, and offers online access.

  • No monthly maintenance fee
  • 200 transactions per month at no charge1
  • Avoid overdrafts by linking to another eligible Flagstar account
  • Treasury management services

Increased monthly transactions

The right pick for businesses with a modest to moderate volume of monthly transactions and may need treasury management services.

  • 500 transactions per month at no charge1
  • No monthly fee with average daily balance in checking of $3,000 or $10,000 in combined eligible linked accounts; $10 monthly fee if balance is $1,000 - $2,999.99; $15 monthly fee if balance is $0 - $999.99
  • Avoid overdrafts by linking to another eligible Flagstar account
  • Treasury management services

Earns interest

Perfect for businesses or nonprofits with moderate transaction volume, higher balances, and treasury management needs that want to earn interest

  • Maintain a $1 balance to earn interest
  • 500 transactions per month at no charge1
  • Avoid overdrafts by linking to an eligible Flagstar account
  • Treasury management services
  • No monthly fee with average daily balance in checking of $3,000 or $15,000 in combined eligible linked accounts; $10 monthly fee if balance is $1,000 - $2,999.99; $15 monthly fee if balance is $0 - $999.99

unlimited transactions

A great checking account for businesses with high transaction volume, high balances, and treasury management needs.

  • Ability to offset $25 monthly fee with Earnings Credit Allowance
  • Avoid overdrafts by linking to an eligible Flagstar account
  • Treasury management services

Earns interest

All the perks are here—plus interest—for businesses with high transaction volume, high balances, and treasury management needs.

Access your accounts anytime, anywhere

When business has you on your toes, Flagstar Corporate Connect keeps you in control. With our all-in-one business banking online platform, you can check balances and payment history, pay taxes and bills, make stop payments, and more on your schedule.

visit the following URL to download our app from the apple store:https://apps.apple.com/us/app/flagstar-corporate-connecttm/id1527272093 or Visit the following URL to download our app the Android URL https://play.google.com/store/apps/details?id=com.obs.android.olm.nycb.prod&hl=en-US

Scan this code with your phone’s camera to download the Flagstar Corporate Connect App.

Images of Flagstar Corporate Connect mobile app

Connect with a Small Business Consultant

Let Flagstar handle optimizing your cash flow, streamlining payments and receivables, ensuring reliable access to capital, and finding solutions ahead of hurdles, so you can focus on growing your business.

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Ease

Unlock tailored solutions that hit all the marks and pave your path to tomorrow’s success.

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Expertise

Leverage our consultants’ strong business backgrounds, specialized knowledge, and practical insights.

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Empowerment

Make clear, confident financial decisions that help create the future you’ve been working toward.

Fill out the form below to connect with us or visit your local branch.

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Important information will be provided to you in the disclosures you receive during the account opening process.

1Monthly transactions allowance at no charge include checks paid, items deposited, deposit ticket, and ACH debits and credits.