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Flagstar Visa® Credit Cards

Looking for a credit card that offers convenience, flexibility, and perks you will actually use? You're in the right place. Now, let's find the perfect credit card for you. 

Credit cards that fit your lifestyle

Flagstar offers credit cards with low introductory rates, cash back, rewards, and more. And they're all backed by Visa®, a world leader in providing secure, convenient payments online and in person. 

EARN REWARDS

Unlimited rewards.
Every purchase. Every day.

  • Unlimited 1.5% Cash Back1
    Every purchase, no categories to keep track of.
  • Save on Interest
    Receive an ultra-low introductory APR on purchases and balance transfers.
  • Choose Your Rewards
    Redeem rewards your way—cash back, gift cards, travel, or merchandise.1

 

 

 

 

 

Must apply here for this offer. Offers vary elsewhere.*

Straightforward Credit

Straight forward credit.
Available when you need it.

  • Save on Interest
    Receive an ultra-low introductory APR on purchases.
  • Consolidate Higher-Interest Balances
    Receive an ultra-low introductory APR on balance transfers.

 

 

 

 

 

 

 

 

 

 

Must apply here for this offer. Offers vary elsewhere.*

Build Credit

Establish or Improve Your Credit.

  • Request your own credit limit
    Provide a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
  • Know and Grow Your Credit
    FREE online access to your FICO® credit score each month. Plus, get automatic reporting to the 3 major credit bureaus to build a positive credit history.

 

 

 

 

 

 

 

 

Must apply here for this offer. Offers vary elsewhere.*

All cards offer you

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Contactless technology

Just tap the symbol on your card to the one on the card reader.

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FICO® score

Monitor your credit every month without affecting your score.

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Online and mobile access

Manage your credit card anytime, anywhere.

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Fraud protection

We monitor your account and alert you of any suspicious activity.

Already have a Flagstar Bank
Visa® Credit Card?

Simply access your account by clicking the button below.

As of June 16, 2024, at 12 p.m. (CT), First National Bank of Omaha will begin managing accounts for most Flagstar credit card customers.

If you received a mailing about our upcoming conversion, access a list of frequently asked questions here for more information.

Reminder! Enroll and activate your new Flagstar credit card. All it takes is a few minutes online. 

 

Online account access for your credit card provides you the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request credit limit increases
  • View statements
  • …and much more

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Home Equity Solutions

With a home equity line or credit or loan, you can access funds to help pay for big projects or unforeseen circumstances.

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My Credit Score

Check your credit score anytime with Online and Mobile Banking.

*Offers may vary depending on where you apply, for example, online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions, and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

 

1See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application, for details, including earning, redemption, expiration or forfeiture (subject to applicable law). Your % back rewards are earned as points.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.