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Flagstar Visa® Credit Cards

Looking for a credit card that offers convenience, flexibility, and perks you will actually use? You're in the right place. Now, let's find the perfect credit card for you. 

Credit cards that fit your lifestyle

Flagstar offers credit cards with low introductory rates, cash back, rewards, and more. And they're all backed by Visa®, a world leader in providing secure, convenient payments online and in person. 

Cash Back

Earn Unlimited Cash Back4 on Purchases

  • Unlimited 2% Cash Back4 on purchases simply, everywhere you shop.
  • Automatically redeem your rewards into your checking or savings account with ACH deposit.4

 

 

 

 

 

 

 

 

 

 

 

 

Must apply here for this offer. Offers vary elsewhere.*

EARN REWARDS

Everything you want all in one card -- rewards, a low intro and bonus offer

  • Unlimited 1.5% Cash Back4 on every purchase. Every day. No categories to keep track of.
  • Receive an ultra-low introductory APR on purchases and balance transfers.
  • Plus, a $30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.4 
    (Points will be awarded 6-8 weeks after qualifying.)
  • Redeem for cash back, gift cards, travel, or merchandise.4

 

 

Must apply here for this offer. Offers vary elsewhere.*

Build Credit

Establish or Improve Your Credit

  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
  • Enjoy the rewards of established or improved credit. You may be able to get your deposit back in as little as 11 months when you maintain a good payment history. Subject to credit approval.
  • Plus, qualify for a credit limit increase in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.

 

 

Must apply here for this offer. Offers vary elsewhere.*

Lower Rates

Straight forward credit.
Lower rates you prefer.

  • Receive an ultra-low introductory APR on purchases and balance transfers.
  • Plus, a $30 statement credit when you spend $600 within the first 3 billing cycles after the account is opened.5
    (Statement credit will be applied 6-8 weeks after qualifying)

 

 

 

 

 

 

 

 

 

Must apply here for this offer. Offers vary elsewhere.*

All cards offer you

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Contactless technology

Just tap the symbol on your card to the one on the card reader.

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FICO® score

Monitor your credit every month without affecting your score.

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Online and mobile access

Manage your credit card anytime, anywhere.

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Fraud protection

We monitor your account and alert you of any suspicious activity.

Already have a Flagstar Bank Visa® Credit Card?

Simply access your account by clicking one of the options below.

For credit card applications submitted 
before August 28, 2023

Need to confirm your card issuer? Please see back of your card.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated.

 

For credit card applications submitted 
after August 28, 2023

Need to confirm your card issuer? Please see back of your card.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

Online account access for your credit card provides you the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View statements
  • …and much more

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Home Equity Solutions

With a home equity line or credit or loan, you can access funds to help pay for big projects or unforeseen circumstances.

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My Credit Score

Check your credit score anytime with Online and Mobile Banking.

*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1Not all devices supported. Available for eligible personal and business deposit account customers only.

2Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.