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Flagstar Visa® Credit Cards

Looking for a credit card that offers convenience, flexibility, and perks you will actually use? You're in the right place. Now, let's find the perfect credit card for you. 

Credit cards that fit your lifestyle

Flagstar offers credit cards with low introductory rates, cash back, rewards, and more. And they're all backed by Visa®, a world leader in providing secure, convenient payments online and in person. 

EARN REWARDS

Maximum Rewards®
Visa Signature® Card

Unlimited rewards.
Every purchase. Every day.

  • Unlimited 1.5% cash back1
    Every purchase, no categories to keep track of.
  • Save on interest
    Receive an ultra-low introductory APR on purchases and balance transfers.
  • Choose your rewards
    Redeem rewards your way—cash back, gift cards, travel, or merchandise.1

 

Must apply here for this offer. Offers vary elsewhere.*

Apply Now

Straightforward Credit

Platinum Edition®
Visa® Card

Straightforward credit.
Available when you need it.

  • Save on interest
    Receive an ultra-low introductory APR on purchases.
  • Consolidate higher-interest balances
    Receive an ultra-low introductory APR on balance transfers.

 

Must apply here for this offer. Offers vary elsewhere.*

Apply Now

Build Credit

Secured Visa® Card

Establish or improve your credit.

  • Request your own credit limit
    Provide a single deposit between $300 and $5,000 (multiples of $50) when you apply. Subject to credit approval.
  • Help build your credit
    Get automatic reporting to the 3 major credit bureaus to build a positive credit history.
  • Take control of your credit
    Take advantage of free tools that keep you on track, like AutoPay, so you never forget a payment.

 

Must apply here for this offer. Offers vary elsewhere.*

Apply Now

All cards offer you

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Contactless technology

Just tap the symbol on your card to the one on the card reader.

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Online and mobile access

Manage your credit card anytime, anywhere.

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Mobile account access

Manage your account safely and securely, from anywhere, with the mobile app.

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Fraud protection

We monitor your account and alert you of any suspicious activity.

Already have a Flagstar Bank
Visa® Credit Card?

Online account access is a quick, easy way to activate your credit card, make payments, transfer balances, request credit limit increases, view statements, and more.

Access your account

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Check your credit score anytime with Online and Mobile Banking.

*Offers may vary depending on where you apply, for example, online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions, and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

 

1See the Rewards Terms and Conditions in the Summary of Credit Terms, provided at time of application, for details, including earning, redemption, expiration or forfeiture (subject to applicable law). Your % back rewards are earned as points.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.