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Vehicle Loans

Whether you're looking to buy a car, boat, or other vehicle, we've got you covered. We offer a variety of vehicle loans to help make your purchase more affordable. 

Find the right vehicle loan for you

We're here to help you get into the right vehicle at a competitive rate. Our vehicle loans have flexible terms and no prepayment penalties so you can pay off your loan your way.

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Auto loans

Hit the road in no time with an easy online application and fast underwriting decisions.

  • Loans up to 110% of car value for qualified clients
  • Flexible terms available
  • Competitive, fixed rates
Visit a branch
Learn more

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Motorcycle loans

Head out on the highway with your brand-new motorcycle while staying under budget.

  • Competitive, fixed rates
  • A variety of terms available 
  • No prepayment penalties
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Learn more

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Boat loans

Our bankers will work with you to purchase a new or used boat. We also have options to refinance a current boat loan. 

  • 100% financing available for qualified clients
  • Competitive, fixed rates
  • A variety of terms available on new and used boats
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Learn more

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RV loans

We're here to help you purchase a new or used recreational vehicle or refinance a current loan.

  • Loans up to 100% of RV value for qualified clients
  • Competitive, fixed rates
  • Loans available for new or used RVs, fifth wheels, or campers
Visit a branch
Learn more

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Snowmobile loans

We can help you to finance a new snowmobile with a selection of terms available. 

  • Competitive, fixed rates
  • A variety of terms available 
  • No prepayment penalties
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Learn more

Here’s what you need to apply

  • Be 18 years or older.
  • Be a U.S. citizen, permanent resident alien, or non-permanent resident alien.
  • Available for consumer borrowers only. Other restrictions and underwriting conditions may apply.
  • Vehicle must be titled in the states of AZ, CA, FL, IN, MI, NJ, NY, OH, or WI.

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$100 origination fee.

 

Flagstar Vehicle Loan is a fixed-rate loan with varied repayment terms dependent upon loan type. Actual annual percentage rate (APR) calculation will vary based on borrower credit qualification, rates in effect at the time of consummation, loan amount, and other factors and may be higher than the lowest rate/APR available. Interest rate discount of 0.25% available with monthly automatic payment (ACH) established and elected at the time of application, to be paid from a borrower's Flagstar Bank Deposit Account. Current APR is subject to change prior to consummation. A processing fee of $100 is required and may be deducted from loan proceeds. Borrower will make monthly principal and interest payments. Not a commitment to lend. Programs available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Rates and programs subject to change without notice. Some restrictions may apply. 

 

Fair Lending Statement