What is Online Banking?

Online Banking gives you 24/7 access to your account. Track what’s coming and going so you’re always in the know. With Flagstar's Online Banking, you can: View account details and balances for your checking, savings, CD, money market, and select loan accounts online Transfer funds between your Flagstar accounts or with other financial institutions Organize all your bills in one place Pay multiple bills quickly from the same screen Receive email notices when your eBills arrive View statements from the past 24 months View check images from the past 6 months

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Online Banking Demos

How to enroll in Online Banking

Flagstar Online Banking gives you secure, around-the-clock access to manage your accounts, send money with Zelle^®, pay bills, and transfer funds. Learn how to enroll in Flagstar Online Banking in a few simple steps.

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FAQs

Online Banking gives you 24/7 access to your account. Track what’s coming and going so you’re always in the know. With Flagstar's Online Banking, you can:

View account details and balances for your checking, savings, CD, money market, and select loan accounts online
Transfer funds between your Flagstar accounts or with other financial institutions
Organize all your bills in one place
Pay multiple bills quickly from the same screen
Receive email notices when your eBills arrive
View statements from the past 24 months
View check images from the past 6 months

We do everything we can to make your Online and Mobile Banking experience as secure as possible. Each transaction is equipped with high-tech protection allowing you to bank with peace of mind.

When you log in using your mobile device, you are logging in with the same multi-layer security that is used as if you logged on from your desktop computer. We confirm your credentials along with the device you are using.

We also provide a comprehensive suite of security features so you can stay in control of your account 24/7. With Debit Card Controls, you can freeze your card, set spending limits, and more. Account Alerts keep you in-the-know with real-time information. Set up Touch and Face ID in your Flagstar Mobile Banking app for added protection.

Online Banking is available for personal checking, savings, certificates of deposit, money market accounts, and select loans. Business customers can access Online Banking for select accounts, too.

Once you open an eligible account with us, you can sign up for Online Banking here. Next, use your smartphone to download Flagstar Mobile Banking from Google Play or Apple's App Store. Once it’s installed, use the same username and password that you use with Online Banking to log in.

If you have a mortgage with Flagstar Bank, sign up for MyLoans^® to make payments, view account history, and more. Sign up for MyLoans.

Bank on the go with our Mobile App

Our Mobile App lets you pay bills, send money with Zelle,^® deposit checks,¹ and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.²

4.7 out of 5 on the Apple App Store as of 6/1/2026