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Commercial Real Estate Mortgage

Discover Flagstar’s commercial mortgage solutions to help you add value to your business.

Flexible options, with reliable funding

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Certainty of execution

Flagstar combines expertise with a strong balance sheet to ensure financing comes through.

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Designed to meet your goals

Explore the range of terms to build a lending solution that matches your vision.

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Getting started is simple

Pick up the phone or drop by a branch to talk to a Flagstar team member.

Unlock value with commercial real estate mortgages

Flagstar Bank offers a wide range of mortgage solutions for businesses looking to purchase, refinance, and/or renovate commercial real estate property. We’ll work together to produce the right financing plan, look at commercial mortgage rates, and determine terms that work for you and your business’ s goals.


  • Range of maturities and rate options available
  • Used for purchase, refinance, and improvements
  • Collateral may be owner-occupied commercial real estate
  • Repayment terms include principal and/plus interest.
  • Fixed or floating interest rate
  • Both SBA and Conventional options are available.

First things first

Follow these steps to start the application process:

  1. Visit your local Flagstar branch to get started. We’ll explain the process and supply you with the documents needed for your application.
  2. Complete a business loan application.

To apply for a commercial mortgage, you must:
  • Meet established lending requirements and obtain credit approval.
  • Have a satisfactory business and personal credit history.
  • Be profitable with sufficient cash flow to meet both your new and current financial obligations.
  • Have adequate business income to support the new loan with no reliance on investment income.

Let’s connect

It all starts with a conversation. Pick up the phone or drop by a branch, and one of our team members can help answer any questions.

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Talk to a Flagstar team member by phone.

Call us and we’ll connect you with an expert.

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Meet a Flagstar team member in person.

Visit a Flagstar Bank location near you and find an expert.

Loans and lines of credit are subject to credit review and approval and underwriting terms and conditions. Loan repayment via auto-debit from a Flagstar checking account is required for all loans. Established credit criteria must be met. Apply at your local Flagstar branch. Fees may include a set-up fee, annual fee and out-of-pocket costs.