The fiduciary responsibility of implementing and managing an employer sponsored retirement plan can be a challenge, but it’s not one you have to face alone. We offer a suite of coordinated capabilities that can support your retirement plan: co-fiduciary, plan administration and oversight, and employee education.
Now more than ever, employees need to take an active role in preparing for the heavy task of creating sustainable retirement income, or risk being unprepared.
We understand that employees have a diverse set of needs and learning styles, so we provide an equally diverse strategy of communication and service.
Our approach is designed to work with your current recordkeeping and administrative partners. The experienced and time-tested capabilities we deliver to the relationship help customize and organize your business’ plan.
Your role as a plan fiduciary
As a plan fiduciary, your role can often be complex and labor intensive. Bearing responsibility for the management of relationships with multiple service providers in addition to personal liability for the management of investment options and employee education can create substantial challenges to workflow and productivity.
Irene Bowers
Head of Insurance
"Insurance isn't an administrative line item. Properly structured, it is a balance sheet defense engine."
Insights from the
Private Bank
"When managing complex, concentrated wealth, a securities-based line of credit can be a strategic tool that provides flexible access to liquidity without disrupting a long-term investment strategy or necessarily triggering a taxable event."
Brett Mitstifer, CFA
Flagstar Chief Investment Officer
"The decision is less about one or two additional quarter-point moves and more about the Fed's willingness to protect its credibility and send a message."
Brett Mitstifer, CFA
Flagstar Chief Investment Officer
"Double jeopardy is a legal protection that prevents the government from prosecuting or punishing a person more than once for the same offense. The concept is rooted in fairness: once the state has had its opportunity to make its case, it should not be able to use its superior power to keep pressing until it achieves the desired result."
Carly Doshi
EVP, Head of Flagstar Family Advisory and Trust
"Designed to help close New York City’s budget deficit, the tax targets second homes and other non-primary residences by adding a surcharge onto existing property taxes on applicable high-value properties. Because the pied-à-terre tax is widely expected to face litigation, affected clients should monitor developments closely."
Carly Doshi
EVP, Head of Flagstar Family Advisory and Trust
"For savvy investors, volatility is a silver lining—a moment to strengthen long-term plans, enhance tax efficiency, and accelerate the transfer of wealth across generations."
Dedicated to helping advance your financial goals
At Flagstar Securities, we are committed to helping you reach your financial goals. Effectively protecting and growing your wealth while minimizing risk demands professional focus and informed, well-researched planning and solutions.
We specialize in the retirement plan space drawing on our deep roots in the financial services industry. With backgrounds in client facing wealth management, portfolio creation and maintenance, and holistic financial and estate planning, we bring a comprehensive skill set to plan management and participant education and guidance.
Check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Flagstar Securities, Inc. is a registered broker-dealer, registered investment adviser, and licensed insurance agency, Member FINRA/SIPC. Flagstar Securities is a wholly owned non-bank subsidiary of Flagstar Bank, N.A. Flagstar Bank, N.A. is not registered as a broker dealer or investment adviser. Securities and Insurance products offered through Flagstar Securities are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed | Not Bank Deposits or Obligations | May Lose Value |
Neither Flagstar Securities nor its employees or agents provide tax or legal advice. You must consult your tax and legal advisors regarding your personal circumstances. No information contained herein should be considered a recommendation or solicitation to invest in a particular security or type of security.
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Wealth management refers to products and services available through various services providers of which there are important differences including, but not limited to, the type of advice and assistance provided, fees charged, and the rights and obligations of the parties. Your representative will receive compensation in connection with providing advice or service. It is important to understand the differences when determining products and/or services to select.
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