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Residential Lending

Discover a range of loan options to help you buy, refinance, or grow your real estate portfolio.

Lending solutions to meet your real estate needs today and tomorrow

Whether you're looking to finance your home, vacation house, or investment property, you'll find competitive rates and flexible loan options so you can dream big while keeping a secure financial footing.  Our dedicated team offers personalized guidance through every step of the process, from pre-qualification to closing.

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Single family, condominium, and co-op loans

Explore our flexible loan options with fixed or adjustable rates. You can expect a quick turnaround through our efficient approvals and in-house mortgage process. 

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Vacation and second home loans

Choose from a range of loan options to help you buy or refinance your home away from home. 

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Home equity lines of credit

Ideal for your not-so-everyday expenses, including a big project or unexpected expense.

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Get a better rate, lower your monthly payments, or take cash out with a mortgage refinance.

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Additional lending offerings

Ask about our residential income property loans, construction and renovation loans, and acquisition to construction to permanent loans.

Alignment, stability, and a shared purpose

Work with a dedicated team that has an in-depth understanding of your financial goals. Our single point of contact culture prioritizes tailored responsiveness and personalized lending and banking solutions to meet your unique needs.

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Our client-centric approach

Explore our single point of contact culture.

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About the Private Bank

A legacy of personalized client service.

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How to get started

Let's explore the possibilities together.

Flagstar Private Bank: 
A client-first culture

Alignment, stability, and a shared purpose define the guidance and management you can expect from us.

Working with the Private Bank

Your unique financial objectives and the specific conditions and requirements of your financial goals come first. Through a dedicated banker, we bring experience, acumen, and responsiveness to work for you.

Private Bank Brochure