FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Whether you're looking to finance your home, vacation house, or investment property, you'll find competitive rates and flexible loan options so you can dream big while keeping a secure financial footing. Your private banker can provide personalized guidance through every step of the process, from pre-qualification to closing.
Explore our flexible loan options with fixed or adjustable rates. You can expect a quick turnaround through our efficient approvals and in-house mortgage process.
Choose from a range of loan options to help you buy or refinance your home away from home.
Ideal for your not-so-everyday expenses, including a big project or unexpected expense.
Get a better rate, lower your monthly payments, or take cash out with a mortgage refinance.
Ask about our residential income property loans, construction and renovation loans, and acquisition to construction to permanent loans.
Work with a dedicated team that has an in-depth understanding of your financial goals. Our single point of contact culture prioritizes tailored responsiveness and personalized lending and banking solutions to meet your unique needs.
Alignment, stability, and a shared purpose define the guidance and management you can expect from us.
Your unique financial objectives and the specific conditions and requirements of your financial goals come first. Through a dedicated Private Banker, we bring experience, acumen, and responsiveness to work for you.
Connect with us to learn more about what you can expect from Flagstar Private Bank and the benefits of having a single point of contact focused on you, your family, and your business. We look forward to speaking with you.
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Programs for qualified borrowers. All borrowers are subject to credit approval, underwriting approval, and product requirements, including loan to value, credit score limits, and other lender terms and conditions. Fees and charges may vary by state and are subject to change without notice. Some restrictions may apply. Not a commitment to lend.
For interest-only loans, your payment for the first 10 years will only include the interest accrued. In year 11, your payment will convert to a fully amortized repayment schedule (including unpaid principal and interest due), resulting in a higher monthly payment.
With an adjustable-rate mortgage (ARM), your loan will have an initial fixed-rate period. After the fixed-rate period, your interest rate will adjust up or down according to market rates at the time of the reset. Your payment amount will vary based on any adjustment in the interest rate after the fixed-rate period, and your monthly payment may increase. Your variable rate can adjust bi-annually, or every 6 months, for the remaining life of the loan.
Consult with your Private Banker for relationship loan pricing details.
Flagstar Bank NMLS# 417490