FDIC-Insured—Backed by the full faith and credit of the U.S. Government
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Before you go
Client-centric
Flagstar Private Bank's approach is centered around a single point of contact banker who has access to lending, banking, and wealth solutions.
Customized solutions
We maintain an independent and client-centric lens in each dimension of your relationship.
Results-driven
Our focus is on your goals and getting you where you want to go.
Discover private banking designed for you and your family
How you bank is unique to you. Our private banking accounts have the features and tools for secure and convenient everyday banking and long-term savings.
Personal Accounts
Some people always have cash in their wallet. Others simply grab their phones and go. Either way, we have you covered. Our checking and savings accounts offer features you'll actually use, like mobile wallet, online bill pay, and, of course, cash. Plus, Private Bank customers get special rates on savings and CDs.
- FDIC-Insured Checking Accounts
- Traditional Money Market Accounts
- Certificates of Deposit (CDs)
- Individual Retirement Accounts (IRAs)
- Credit Cards
- Currency exchange
Residential Lending
Finance your properties with competitive rates, flexible loan options, and careful consideration of your overall portfolio and goals. Whether it's your primary home, vacation house, or investment property, our dedicated team offers personalized guidance from prequalification through closing and beyond.
- Single-family, Condominiums, and Co-ops
- Vacation and Second Homes
- Home Equity Loans and Lines of Credit
- Refinancing for a new rate or term or cash-out
- Additional offerings that can be tailored to your needs
Wealth Management
Make informed decisions about the things that that matter. Our dedicated specialists can help you with financial planning, wealth transfer, business succession, and charitable giving strategies. Tap into our expertise to manage your portfolio within the context of the broader economy.
- Personal Financial Planning
- Investment Management
- Insurance Solutions
- Business Benefit Solutions
- Retirement Plan Services
Alignment, stability, and a shared purpose
Work with a dedicated team that has an in-depth understanding of your financial goals. Our single point of contact culture prioritizes tailored responsiveness and personalized lending and banking solutions to meet your unique needs.
Outlook and Insights
The New York Pied-à-Terre Tax
Carly Doshi
EVP, Head of Flagstar Family Advisory and Trust
"Designed to help close New York City’s budget deficit, the tax targets second homes and other non-primary residences by adding a surcharge onto existing property taxes on applicable high-value properties. Because the pied-à-terre tax is widely expected to face litigation, affected clients should monitor developments closely."
The Silver Lining of Market Volatility
Carly Doshi
EVP, Head of Flagstar Family Advisory and Trust
"For savvy investors, volatility is a silver lining—a moment to strengthen long-term plans, enhance tax efficiency, and accelerate the transfer of wealth across generations."
Cyber Risk & Cyber Insurance
Irene Bowers
Head of Insurance
"Cyber risk is no longer limited to technology departments or large corporations. It has become a financial, operational, reputational, and strategic risk affecting organizations of every size and individuals across every segment of wealth."
Estate Planning in the Age of Permanence
Carly Doshi
EVP, Head of Flagstar Family Advisory and Trust
"The OBBBA brought permanent estate tax rules and a $15 million exemption. For wealthy families, this is a moment of clarity and opportunity."
The Power of Equanimity: Navigating Volatile Markets with Composure
Brett Mitstifer, CFA
Flagstar Chief Investment Officer
"The quarter began with investors still processing the economic and inflationary fallout from the Iran War, the blockade of the Strait of Hormuz, and the risk that energy prices could force the Federal Reserve into a more restrictive stance. History reminds us that uncertainty rarely lasts forever—but the opportunities it creates often do."
Working with the Private Bank
Your unique financial objectives and the specific conditions and requirements of your financial goals come first. Through a dedicated Private Banker, we bring experience, acumen, and responsiveness to work for you.
Let’s explore the possibilities
Connect with us to learn more about what you can expect from Flagstar Private Bank and the benefits of having a single point of contact focused on you, your family, and your business. We look forward to speaking with you.
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