Private Banking | Flagstar

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How can we help?

Tailored banking, lending, and wealth solutions built around you, your family, and your business.

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Personal Private Banking

Work with a dedicated private banker to find the best banking solutions for you.

Residential Lending

Explore a variety of financing solutions for your next home.

Financial Planning

Let our financial experts make sure your finances align with your timeline and goals.

Investment Management

Choose a trusted partner for long-term financial planning built on well-defined goals, milestones, and risk tolerance.

Insurance Solutions

Protect your family, your assets, and your business with products tailored to you.

Business Credit & Lending

Find the financing solution that's right for your needs and goals, with Flagstar's industry-specific expertise and deep resources on your side.

Outlook and Insights

After the Shock: Pulling on the Same Levers

Brett Mitstifer, CFA
Flagstar Chief Investment Officer

The post shock environment of 2026 continues to favor disciplined risk taking. Supportive fiscal policy, accelerating productivity from AI investment, resilient earnings growth, and stabilizing credit conditions together form a constructive backdrop for risk assets.

Carly Doshi
EVP, Head of Flagstar Family Advisory and Trust

"For savvy investors, volatility is a silver lining—a moment to strengthen long-term plans, enhance tax efficiency, and accelerate the transfer of wealth across generations."

Brett Mitstifer, CFA
Flagstar Chief Investment Officer

"Markets are absorbing two different forces at once. Geopolitical tension on one hand, and resilient economic momentum on the other. That tension can feel uncomfortable, but it’s not unprecedented."

Carly Doshi
EVP, Head of Flagstar Family Advisory and Trust

"The OBBBA brought permanent estate tax rules and a $15 million exemption. For wealthy families, this is a moment of clarity and opportunity."

Alignment, stability, and a shared purpose

Work with a dedicated team that has an in-depth understanding of your financial goals. Our single point of contact culture prioritizes tailored responsiveness and personalized lending and banking solutions to meet your unique needs.

Our client-centric approach

Explore our single point of contact culture.

About the Private Bank

A legacy of personalized client service.

How to get started

Let's explore the possibilities together.

Looking for increased FDIC insurance coverage?

The Insured Cash Sweep® “ICS®” and CDARS® services are available for businesses that are looking for increased FDIC insurance coverage in excess of the standard deposit insurance coverage.

Learn more

Legacy Signature Customer FAQs

(Legacy Signature Customers) Flagstar’s Client Care Services and Support is available 24/7. Give us a call at 866-744-5463.

(Legacy Signature Customers) Flagstar's Routing Transit Number (RTN) is 026013576.

(Legacy Signature Customers) To report a lost or stolen ATM or debit card, please call 866-744-5463 and select option 6.

(Legacy Signature Customers) For individuals with speech or hearing disabilities, dial 7-1-1 to use a telecommunications relay service (TRS). You will then connect with an operator who can direct you to a Flagstar Bank Client Services Associate at 866-744-5463.

Through a dedicated banker, we bring experience, acumen, and responsiveness to work for you

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About Flagstar

Flagstar Bank is a diversified, commercial bank grounded in building relationships to meet clients where they are on their financial journeys, both personal and business.