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Budgeting and Saving

Whether you're building an emergency fund or saving for your dream home, we have tips and strategies to help you boost your efforts.

Featured articles

When it comes to money management, the little things add up. Explore our library of articles that cover everything from the basics of budgeting to finding the right account for your goals. 

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Hit the ATM. Skip the fee.

How can you tell if an ATM is in the Flagstar network? Find out what to look for and learn how fees work when you travel abroad.
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Shop local and make a lasting impact

Small Business Month is a great time to rediscover the shops and restaurants that make your town unique. See how your purchases create a ripple effect.
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Zelle® 101: How to Use Zelle®

New to Zelle®? Here’s how to get started and a few do’s and don’ts to protect your account.
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CD vs. High-Yield Savings: Choose the right account for your goals

Ready to upgrade your savings account? Let’s compare options available to help you earn more interest on your savings.
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Build your own CD ladder

A CD ladder is a secure way to grow your money and still have regular access to it. It’s easy to get started, and there’s no chance of falling off this ladder.
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What is a certificate of deposit (CD) account?

Offering higher interest rates, CD accounts can help grow your savings faster than most traditional savings accounts.

Explore more articles

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New debit card tools make life a little easier
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Planning and paying for spring projects
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Keep an eye on your credit score
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How an emergency fund can change your life
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Decluttering and the hidden costs of too much stuff
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A habit of giving returns the favor
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How to get rid of money ghosts
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Should you hire a pro or DIY?
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Let Flagstar help you manage your bills
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Find your financial footing after a setback
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Adding a beneficiary to your account
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Modern Dining: The Do’s and Don’ts of Digital Payments
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Banking & your relationship: The benefits of joint checking accounts
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Travel on a budget
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Debit Card Controls While Traveling
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Adulting like a pro: 6 tips from real-life bankers
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6 tips for thoughtful spending
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Automatic savings in 5 minutes. Literally.
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College Fund for Kids
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What is a Checking Account?
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Setting and Keeping Your Financial Goals
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Talk to Your Kids About Money

Calculators

Discover how much you should be putting aside to meet your goals.

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Savings Calculators

Whether you want to analyze your current savings plan or are starting for the first time, our financial calculators can help you reach your goals.
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Budgeting Calculators

Our budgeting financial calculators are designed to help you make smart choices in personal spending, managing cash flow, and more.
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Retirement Calculators

There are many considerations that go into planning for retirement, and our online financial calculators can help get you the answers you need.

Are you looking for a different topic?

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Protecting your finances
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Home buying and refinancing
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Borrowing and debt reduction