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Budgeting and Saving

Whether you're building an emergency fund or saving for your dream home, we have tips and strategies to help you boost your efforts.

Featured articles

When it comes to money management, the little things add up. Explore our library of articles that cover everything from the basics of budgeting to finding the right account for your goals. 

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Decluttering and the hidden costs of too much stuff

Clutter sneaks up on us. It’s unopened mail, outgrown kids’ clothes, or a family 'heirloom' that doesn’t fit anywhere. See how decluttering can save you money.
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CD vs. High-Yield Savings: Choose the right account for your goals

Ready to upgrade your savings account? Let’s compare options available to help you earn more interest on your savings.
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A habit of giving returns the favor

Whether you donate money, time, or skills, even small acts of kindness can make a big difference. Learn how to pay it forward, over the holidays and all year.
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How to get rid of money ghosts

Money ghosts are small charges that you don't even notice but chip away at your budget. Learn how to get rid of these creepy creatures for good.
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Build your own CD ladder

A CD ladder is a secure way to grow your money and still have regular access to it. It’s easy to get started, and there’s no chance of falling off this ladder.
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What is a certificate of deposit (CD) account?

Offering higher interest rates, CD accounts can help grow your savings faster than most traditional savings accounts.
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Zelle® 101: How to Use Zelle®

New to Zelle®? Here’s how to get started and a few do’s and don’ts to protect your account.

Explore more articles

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Let Flagstar help you manage your bills
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Find your financial footing after a setback
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Adding a beneficiary to your account
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Modern Dining: The Do’s and Don’ts of Digital Payments
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Travel on a budget
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Debit Card Controls While Traveling
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Adulting like a pro: 6 tips from real-life bankers
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6 tips for thoughtful spending
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Automatic savings in 5 minutes. Literally.
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College Fund for Kids
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What is a Checking Account?
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Setting and Keeping Your Financial Goals
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Talk to Your Kids About Money

Calculators

Discover how much you should be putting aside to meet your goals.

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Savings Calculators

Whether you want to analyze your current savings plan or are starting for the first time, our financial calculators can help you reach your goals.
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Budgeting Calculators

Our budgeting financial calculators are designed to help you make smart choices in personal spending, managing cash flow, and more.
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Retirement Calculators

There are many considerations that go into planning for retirement, and our online financial calculators can help get you the answers you need.

Are you looking for a different topic?

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Protecting your finances
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Home buying and refinancing
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Borrowing and debt reduction