1099-INT tax form: When and where to find yours

If your checking, savings, or CD account earned $10 or more last year, the IRS wants to know about it.

To help you file your federal tax return, we’ll send a tax form—specifically IRS Form 1099-INT—that shows the total earned interest for the year, along with any cash bonus you may have earned. Although both are considered taxable income, the actual amount you’ll pay Uncle Sam, if any, depends on your tax bracket and other factors.

When to expect your 1099-INT

• January 31 if you receive e-Statements
• Mid-February if you receive paper statements

Finding your 1099-INT form online or via mobile

If you are enrolled in e-Statements, your tax form will be available on January 31. Here’s where to find it:

• Sign in to your Flagstar account online or on our mobile app.
• Under Quick Links, select Statements & Documents then Continue.
• On the next screen, click View Tax Documents. (You may need to scroll.)
• View or download your 1099-INT form.

Receiving your 1099-INT form by mail

If you receive paper statements, we’ll mail your tax form on or before January 31 to the address we have on file. Look for it around mid-February.

Want to get all of your account paperwork faster? Go paperless and access your documents the moment they are ready.

Here’s how to switch to paperless:

• Sign in to your Flagstar account.
• Under Quick Links, select Statements & Documents then Continue.
• Click the Edit User Settings menu then User Settings.
• Choose the forms you want to receive online then click Submit.

With e-Statements, your account documents are secure and available anytime with just a few clicks.

Where to go with questions

If you need help finding your 1099-INT form online or if it hasn’t arrived by the end of February, let us know. Call your local branch or 888-248-6423 so we can help.

For specific questions about your federal tax return, consult with a qualified tax professional.