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Earn 5.55% APY1 with Business Solutions Savings

Boost your business savings with 5.55% APY1 guaranteed for the first 5 months.

Let's make saving easy for your business

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5 months at 5.55% APY1

Get a guaranteed promotional rate for 5 months with balances of $25,000 or more.

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Low cost

Waive the $5 monthly maintenance fee with a $500 average daily balance.

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Anytime access

Check in on your accounts between meetings, at home, or on the go with Flagstar Corporate Connect.

The perfect account for storing your business funds

Grow your savings without sacrificing the features you need with Flagstar Business Solutions Savings. With this low-cost business account, your money earns interest, and you can waive the low monthly fee by keeping your average daily balance at $500 or higher.


If you're looking for a liquid, interest-bearing account for your excess business funds, you've just found it. 


  • 5.55% APY1 guaranteed for the first 5 months with balances of $25,000 or more
  • $100 minimum to open
  • Interest paid monthly or quarterly with no account activity
  • $5 monthly maintenance fee waived with at least $500 average daily balance
  • Flagstar Corporate Connect
  • 56,000+ Flagstar ATMs2

Access your accounts anytime, anywhere

When business has you on your toes, Flagstar Corporate Connect keeps you in control. With our all-in-one business banking online platform, you can check balances and payment history, pay taxes and bills, make stop payments, and more on your schedule.

Important information will be provided to you in the disclosures you receive during the account opening process.

Business Solutions Savings 5.55% APY

1Annual Percentage Yield (APY) is accurate as of 7/11/2024. Tier 1 $25,000.00 - $999,999,999.99 features an annual percentage yield of 5.55%. Tier 2 $0 - $24,999.99 features an annual percentage yield of 0.10%. Initial minimum opening deposit to earn the higher interest rate on the Business Solutions Savings account is $25,000.00 and must be “New Money,” which is defined as money that is not currently on deposit in any Flagstar Bank account (except maturing CDs). Additionally, (i) account must be funded within 60 days of the approval date and (ii) early account closure fee and reclamation of interest paid may be imposed for accounts closed within 180 days. The 5.55% APY is guaranteed for the first 5 months after account opening. After the promotional period, the account will earn the posted interest rate of the Business Solutions Savings account, which is a variable rate and subject to change. A maintenance service charge of $5 will be imposed every statement cycle if the average daily balance in the account is less than $500. Not available for public units. Fees may reduce earnings. Limited time offer. Area restrictions may apply.  

2Currency conversion fee may apply to transactions outside the U.S.