How a little change can go a long way

When it comes to saving money, every little bit counts, including spare change. But instead of hunting through coat pockets and purses for loose coins, you can save effortlessly with Round Up with Flagstar^®, a convenient, free perk that turns everyday purchases into savings.¹

How does it work? Your Flagstar checking account comes with a Flagstar Visa^® Debit Card.² Every time you use your debit card to make a purchase, we’ll round the total up to the next dollar and put the difference into your Flagstar savings account.

For example:

 Your takeout order totals $35.53, and you pay for it with your debit card.

 We’ll round the total up to the next dollar ($36) and move the 47-cent difference over to your savings account.

Will Round Up with Flagstar make you rich overnight?

No, but a steady stream of change adds up faster than you might expect, which could lead to a pleasant surprise the next time you check your savings account balance. That little savings boost could inspire even more savings. Once you see how painless saving can be, you can set up regular automatic transfers from checking to savings.
 

Who should sign up for Round Up with Flagstar ?

Round Up with Flagstar is free, and you turn it on or off at any time, so anyone can try it. You'll need a Flagstar checking account and savings account to get started.

• New savers like Round Up with Flagstar, especially if they feel like saving any amount is impossible. It’s a great first step to starting a lifelong habit.

• Goal-oriented savers find it particularly satisfying because every purchase brings them that much closer to their target, whether it's an emergency fund, vacation, or another major purchase.

• Detail-oriented savers who already mentally round up expenses will appreciate having their debit card automatically capture those extra cents they were already accounting for.

• Convenience seekers love the set-it-and-forget-it nature of Round Up with Flagstar, especially if it comes with the pleasant surprise of a higher balance.

• Experienced savers enroll in Round Up as an additional layer in their savings strategy, letting it quietly supplement their more substantial saving efforts.

It’s easy to sign up for Round Up with Flagstar

Do you have a Flagstar checking^* and a Flagstar savings account? If not, you can open one online or stop by a branch so we can help. Then you can take advantage of Round Up with Flagstar.
 

To get started, simply sign into your Flagstar account, then select Additional Services. For more detailed guidance, use our step-by-step interactive demo that walks you through the entire process. After you enroll, your spare change starts working immediately—no further action required. Just use your debit card as usual and watch your savings grow automatically with every purchase.