Skip to main content
png

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Close

Before you go

You are about to leave flagstar.com and access a site administered by a third-party. The site you are going to may have different privacy and security policies. We recommend that you review these policies on the linked site. If you choose to proceed, a new browser window will open. To return to flagstar.com, close the new browser window.

Continue

Round Up with Flagstar®

Round your debit card purchases up to the next dollar and put the difference into your savings.1

Keep the change—in your Flagstar savings account.

Icon depicting automatic activity

An effortless way to save

Spare change streams into your savings account automatically.

Icon depicting finger pressing a button

Sign up easily

Get started with Round Up with Flagstar® through online banking.

Icon depicting debit card with money being rounded up

How it works

If you use your Flagstar Visa® Debit Card2 to buy a $2.59 coffee, your purchase would round up to $3 and send 41¢ to your selected savings account. 

Grow your savings without lifting a finger

Round Up with Flagstar® is a Flagstar Visa® debit card2 perk that helps you save every time you spend. Enroll today, then watch the spare change from everyday purchases flow into your Flagstar savings account.

Check mark icon

Ignite a savings habit

Taking small steps, like enrolling in Round Up with Flagstar®, can get you fired up about the power of savings.

Check mark icon

Automatic

Use your Flagstar Visa® Debit Card2 to make Round Up with Flagstar® part of your spending routine.

Check mark icon

Always growing

Watch your pocket change steadily grow over time.

Check mark icon

Opt in or out anytime

It's always available. Enroll, take a break, and opt in again so it fits your life and budget.

How to Round Up with Flagstar®

Use this interactive demo to learn how to Round Up with Flagstar®

Bank anytime, anywhere. Enroll in Online Banking today.

You may also be interested in:

Person on tablet with bank card

Checking Accounts

Explore our personal checking account options to find the right fit for you. 
Person smiling and handing their debit card to someone else
Flagstar Visa® Debit Card

Get a debit card that does more for you. Enjoy card features like Round Up with Flagstar™, a perk that rounds purchases to the nearest dollar and deposits it into your savings account.
People at table looking at document with computer in front.
Bill Pay

With Bill Pay, you can make and schedule payments online and set reminders so you never get another late fee.

1Once enrolled, Flagstar Bank N.A., will round up your debit card purchases to the nearest whole dollar and transfer the difference from your associated checking account to your eligible savings account to be credited at the end of each day. If on a business day you do not have enough available funds in your checking account, if any transaction has overdrawn your checking account, or if the ending balance is negative, we will not round up purchases. The following exclusions apply: 1) ATM transactions do not qualify 2) Debit card adjustment transactions will not be rounded up 3) If your debit card purchase is canceled or reversed after the round up transfer has been made, the round up transfer will remain in the savings account. We may cancel or modify Round Up at any time without prior notice. You can enroll and opt out of this service through Online Banking. 

2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.