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Round Up with Flagstar

Round your debit card purchases up to the next dollar and put the difference into your savings.1

Keep the change—in your Flagstar savings account.

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An effortless way to save

Spare change streams into your savings account automatically.

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Sign up easily

Get started with Round Up with Flagstar through online banking.

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How it works

If you use your Flagstar Visa® Debit Card2 to buy a $2.59 coffee, your purchase would round up to $3 and send 41¢ to your selected savings account. 

Grow your savings without lifting a finger

Round Up with Flagstar is a Flagstar Visa debit card2 perk that helps you save every time you spend. Enroll today, then watch the spare change from everyday purchases flow into your Flagstar savings account.

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Ignite a savings habit

Taking small steps, like enrolling in Round Up with Flagstar, can get you fired up about the power of savings.

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Use your Flagstar Visa Debit Card2 to make Round Up with Flagstar part of your spending routine.

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Always growing

Watch your pocket change steadily grow over time.

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Opt in or out anytime

It's always available. Enroll, take a break, and opt in again so it fits your life and budget.

Bank anytime, anywhere. Enroll in Mobile Banking today.

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Download Flagstar Mobile Banking3,4

Take your account with you wherever you go.



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1Once enrolled, Flagstar Bank N.A., will round up your debit card purchases to the nearest whole dollar and transfer the difference from your associated checking account to your eligible savings account to be credited at the end of each day. If on a business day you do not have enough available funds in your checking account, if any transaction has overdrawn your checking account, or if the ending balance is negative, we will not round up purchases. The following exclusions apply: 1) ATM transactions do not qualify 2) Debit card adjustment transactions will not be rounded up 3) If your debit card purchase is canceled or reversed after the round up transfer has been made, the round up transfer will remain in the savings account. We may cancel or modify Round Up at any time without prior notice. You can enroll and opt out of this service through Online Banking. 

2This debit card is issued by Flagstar Bank pursuant to a license from Visa U.S.A. Inc.

3Not all devices supported. Available for eligible personal and business deposit account customers only.

4Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google Inc.