What are Debit Card Controls?

Debit Card Controls are a great way to keep up with your account and protect it against fraud. You can sign in to Online or Mobile Banking to customize your controls to your needs. You can set Debit Card Controls to: Stop new transactions Decline purchases outside the United States Limit the geographic area where your card can be used Prevent purchases from certain types of merchants Block certain types of transactions, like ATM, online, in-store Set a maximum amount per transaction You can also set up alerts to receive email or text notifications for: Every transaction Transactions over an amount you set International card use Card use at a certain type of merchant Certain types of card use (ATM, online, in-store, mail/phone order)

Before you go

You are about to leave flagstar.com and access a site administered by a third-party. The site you are going to may have different privacy and security policies. We recommend that you review these policies on the linked site. If you choose to proceed, a new browser window will open. To return to flagstar.com, close the new browser window.

Continue

Online Banking Demos

How to set Transaction Controls

Learn how to turn on Transaction Controls and choose which types of purchases, merchants, or transaction amounts you want to allow or block on your debit card.

Enroll now

Learn more

Responsive Video

FAQs

Debit Card Controls are a great way to keep up with your account and protect it against fraud. You can sign in to Online or Mobile Banking to customize your controls to your needs.

You can set Debit Card Controls to:

Stop new transactions
Decline purchases outside the United States
Limit the geographic area where your card can be used
Prevent purchases from certain types of merchants
Block certain types of transactions, like ATM, online, in-store
Set a maximum amount per transaction
You can also set up alerts to receive email or text notifications for:
Every transaction
Transactions over an amount you set
International card use
Card use at a certain type of merchant
Certain types of card use (ATM, online, in-store, mail/phone order)

Bank on the go with our Mobile App

Our Mobile App lets you pay bills, send money with Zelle,^® deposit checks,¹ and much more. Add this easy-to-use app to your Android or iPhone and manage your money on your schedule.²

4.7 out of 5 on the Apple App Store as of 6/1/2026