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Motorcycle Loans

If a shiny, new motorcycle is what you crave, you've come to the right place. Apply for a motorcycle loan with us and we'll help you get on the road within your budget.

Feel the wind in your face, powered by financing. 

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Competitive rates

We offer competitive, fixed rates so your dream motorcycle can fit into your budget. 

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No prepayment penalties

You won't be charged a fee if you pay off your loan early.

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Simple application

Filling out an application with us is quick and easy.

Freedom. With terms that work for you.

Get ready to head out on the highway with a motorcycle loan from Flagstar. If you are looking to buy a new motorcycle, our bankers are ready to work with you. Our flexible motorcycle financing options offer you more ways to hit the road on your terms.

  • Competitive, fixed rates
  • A variety of terms available for new motorcycles
  • Additional rate discounts may apply. Consult a banker for details.

Here’s what you need to apply

  • Be 18 years or older.
  • Be a U.S. citizen, permanent resident alien, or non-permanent resident alien.
  • Available for consumer borrowers only. Other restrictions and underwriting conditions may apply.
  • Vehicle must be titled in the states of AZ, CA, FL, IN, MI, NJ, NY, OH, or WI.

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$100 origination fee.


Flagstar Motorcycle Loan is a fixed-rate loan with varied repayment terms dependent upon loan type. Actual annual percentage rate (APR) calculation will vary based on borrower credit qualification, rates in effect at the time of consummation, loan amount, and other factors and may be higher than the lowest rate/APR available. Interest rate discount of 0.25% available with monthly automatic payment (ACH) established and elected at the time of application, to be paid from a borrower's Flagstar Bank Deposit Account. Current APR is subject to change prior to consummation. A processing fee of $100 is required and may be deducted from loan proceeds. Borrower will make monthly principal and interest payments. Not a commitment to lend. Programs available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Rates and programs subject to change without notice. Some restrictions may apply.