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RV Loans & Financing

Ready to pack up and cruise the open road? Our flexible RV loans can help finance your ride.

Start planning your epic road trip

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Competitive rates

We offer competitive, fixed rates so your dream RV can fit into your budget.

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No prepayment penalties

You won't be charged a fee if you pay off your loan early.

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Simple application

Filling out an application with us is quick and easy.

Get a competitive rate to jump-start your adventures

If you’ve been itching to get out and explore, RV loans from Flagstar can help you purchase a new or used recreational vehicle—or even refinance a current loan. And with quick decisions, our experienced bankers won’t keep you waiting to begin your next adventure.

  • Loans up to 100% of RV value for qualified clients
  • Competitive, fixed rates
  • A variety of terms available on new and used RVs
  • Additional rate discounts may apply. Consult a banker for details.
  • Loans available for new or used RVs, fifth wheels, or campers

Here’s what you need to apply

  • Be 18 years or older.
  • Be a U.S. citizen, permanent resident alien, or non-permanent resident alien.
  • Available for consumer borrowers only. Other restrictions and underwriting conditions may apply.
  • Vehicle must be titled in the states of AZ, CA, FL, IN, MI, NJ, NY, OH, or WI.

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Home Equity Solutions

With a home equity line or credit or loan, you can access funds to help pay for big projects or unforeseen circumstances.

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Flagstar Visa® Credit Cards

Choose a credit card with the perks you want, like cash back, rewards, bonuses, and more.

$100 origination fee.


Flagstar RV Loan is a fixed-rate loan with varied repayment terms dependent upon loan type. Actual annual percentage rate (APR) calculation will vary based on borrower credit qualification, rates in effect at the time of consummation, loan amount, and other factors and may be higher than the lowest rate/APR available. Interest rate discount of 0.25% available with monthly automatic payment (ACH) established and elected at the time of application, to be paid from a borrower's Flagstar Bank Deposit Account. Current APR is subject to change prior to consummation. A processing fee of $100 is required and may be deducted from loan proceeds. Borrower will make monthly principal and interest payments. Not a commitment to lend. Programs available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Rates and programs subject to change without notice. Some restrictions may apply.