100 Bull Street Suite 200
Savannah, GA 31401
Chuck Feagain
Sr Loan Advisor
NMLS ID: 884138
Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.
Apply Now Contact meAbout Charles Feagain
I am a senior loan advisor for Flagstar Bank serving the Greater Savannah and Hilton Head Island Communities.
I joined Flagstar after leading a community banks mortgage lending team in Savannah. Before returning to banking, I served as the Senior Consultant and Campaign Manager to Amy Tavio's 2014 Congressional Campaign. While on the campaign trail, I worked to strengthen my relationships between the real estate community and mortgage lending communities in Coastal Georgia.
Prior to my work during the 2014 election cycle, I served as a home mortgage consultant for Wells Fargo Home Mortgage. During my tenure there, I advocated for more participation in down payment assistance program lending, leading to an increase in unit and volume production within Community Reinvestment Act programs. Earlier in my career, I worked as a senior mortgage loan officer for Foundation Financial Group where I excelled in the mortgage trainee program.
Mortgage Specialization
- Condominium Financing
- Construction Loans
- FHA Government Loans
- First-Time Home Buyer Programs
- Fixed-Rate Mortgages
- Investment Property Loans
- Jumbo Loans
- Low-to-Moderate Income Lending Program
- Pre-Qualifications
- Renovation Loans
- Second Homes
- USDA Rural Housing
- VA Government Loans
Education
- Georgia Southern University B.A. 11'
Client Testimonials
Hear what my previous clients have to say about my work.
George C.
“I have been communicating regularly with Charles Feagain for a long time -- years, Charles was on the spot when I needed him, and I will be grateful for his help, probably forever. Frankly, I'm lucky to have known him.”
David Y.
“Chuck is very knowledgeable; after reviewing our situation with him, he thoroughly discussed our available financing options. He was very upfront and transparent. My wife and I felt like he had our interests in mind. ”
Evan M.
“Chuck was great in my purchase of a condo in downtown Savannah. He was there to explain every step to me. I would use him again in future home purchases. Highly recommended.”
Jim B.
“He was very knowledgeable, diligent, kept us fully informed and was the primary driving force behind getting the loan processed. Chuck was always available and very responsive. I would without reservation recommend Chuck Feagain for any loan needs.”
Emilio C.
“Thanks, Charles Feagain, and team, for helping me with this loan.
”
Kelly L.
“Charles was accommodating. I reached out to him to clarify if my documents were received and adequate for what was required, and he got back to me promptly and got my questions answered.”
Chuck Feagain
Sr Loan Advisor
NMLS ID: 884138
Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.
Apply Now Contact me100 Bull Street Suite 200
Savannah, GA 31401
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1Rate as of 5/27/2022 10:18 AM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $1,310. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
2Rate as of 5/27/2022 10:18 AM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,798. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
3Rate as of 5/27/2022 10:18 AM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $1,197. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
Chuck Feagain
Sr Loan Advisor
NMLS ID: 884138