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Darlene Leaks, (NMLS ID 905534)

Darlene Leaks

Sr Loan Officer

NMLS ID: 905534

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

500 Woodward Avenue

Detroit, MI 48226

About Darlene Leaks

Hello, my name is Darlene Leaks. Thank you for visiting my Flagstar Bank webpage!

 

I’ve been in the business since 1985 assisting potential homebuyers with their first dream home. As a loan officer, I love having the opportunity to help assist people like you with realizing you, too, can own that home you always dream of taking ownership. Because every individual has unique financing situations, it is an honor for me to craft the right home loan solution for you.

 

Whether you are in search of a low down payment, no mortgage insurance, grant funds, gift funds, a certain monthly payment, or something else, as your CRA mortgage loan officer, I can help you choose what is right for you and your goals.

 

Purchasing a new home isn’t an everyday event. I want to create a level of transparency and communication that allows your focus to be on beginning this exciting new chapter in your life.

 

Contact me today to learn more about what opportunities Flagstar has in store for you.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • VA Government Loans

Languages Spoken

  • English

Community Involvement

  • Partners with Non-Profit Orginazations for Homebuyer Educational Workshops
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?
Darlene Leaks, (NMLS ID 905534)

Darlene Leaks

Sr Loan Officer

NMLS ID: 905534

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

500 Woodward Avenue

Detroit, MI 48226

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Today's Rate

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1Rate as of 1/27/2021 10:15 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $961. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 1/27/2021 10:15 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 0.967% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,544. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  1/27/2021 10:15 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 0.056% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $933. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

Darlene Leaks, (NMLS ID 905534)

Darlene Leaks

Sr Loan Officer

NMLS ID: 905534