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Foster Bunce, (NMLS ID 1992044)

Foster Bunce

Direct Lending Officer

NMLS ID: 1992044

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

About Foster Bunce

I am a senior home mortgage consultant with years of experience helping customers with their home financing needs. I have a deep understanding of a variety of mortgage products including conventional, FHA, VA, and USDA loans. 

 

With a proven history of being a top performer in the mortgage industry, I have the experience to help you with purchasing or refinancing your property nationwide and the knowledge base to educate you about all the options available so you can make your decision with confidence.  

 

I have a strong work ethic and always conduct my business with the utmost integrity.  My personable approach has been extremely useful in building relationships with my customers, evidenced by the numerous repeat clients and referrals I’ve attained throughout my career in the mortgage industry.

 

On a personal note, I am a Michigan native who has recently moved to sunny Scottsdale, Arizona. I enjoy fishing, hiking, sports, camping, and spending time with my furry four-legged friends.

 

Please contact me for all your purchase and refinancing needs.

 

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Education

  • Master's Degree: Administraton, Concordia University 2019
  • Bachelor's Degree: Business, Concordia University 2017

Languages Spoken

  • English

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

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Foster Bunce, (NMLS ID 1992044)

Foster Bunce

Direct Lending Officer

NMLS ID: 1992044

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

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Today's Rate

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1Rate as of 9/20/2021 10:31 AM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $1,007. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 9/20/2021 10:31 AM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,562. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  9/20/2021 10:31 AM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $940. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

Foster Bunce, (NMLS ID 1992044)

Foster Bunce

Direct Lending Officer

NMLS ID: 1992044