400 East Horsetooth Road, Suite 300
Fort Collins, CO 80525
John Helwic
Sr Loan Advisor
NMLS ID: 244624
I’m ready to use my years of hands-on experience with home lending to provide exceptional service and personalize a mortgage that’s custom-fit for you.
Apply Now Contact meAbout John Helwic
Based out of Fort Collins, Colorado, I’ve been assisting clients with their home financing needs since 1993. Although my business is primarily focused in the Northern Colorado area, I can also lend in all 50 states.
My objective with every client is to provide personal attention to help make the transition easier. I accomplish this by listening to their needs, being available by cell phone seven days a week, and by informing them of their mortgage details along the way. I really enjoy working closely with first-time buyers, veterans, vacation home buyers, and all clients to craft the best mortgage for their financial needs.
I have a wife and three children who keep me busy enjoying the Colorado outdoors. I love volleyball, skiing, mountain biking, hiking, camping, kayaking, and raising money with Colorado Volleyball and other local charities.
Contact me for assistance with new construction, refinancing, VA, FHA, USDA, conventional home lending, second mortgages, and more.
Mortgage Specialization
- Adjustable-Rate Mortgages
- Condominium Financing
- Construction Loans
- FHA Government Loans
- First-Time Home Buyer Programs
- Fixed-Rate Mortgages
- Investment Property Loans
- Jumbo Loans
- Low-to-Moderate Income Lending Program
- Pre-Qualifications
- Second Homes
- USDA Rural Housing
- VA Government Loans
Languages Spoken
- English
Community Involvement
- Colorado Volleyball Charities
- Founder of a local chapter of Business Network International
Client Testimonials
Hear what my previous clients have to say about my work.
Karen S.
“John has helped dozens of my clients through the maze of applying for a home loan. He always makes it seem so easy even when there's a bump in the road. John is a great resource for anyone to tap into when considering purchasing a home. ”
John Helwic
Sr Loan Advisor
NMLS ID: 244624
I’m ready to use my years of hands-on experience with home lending to provide exceptional service and personalize a mortgage that’s custom-fit for you.
Apply Now Contact me400 East Horsetooth Road, Suite 300
Fort Collins, CO 80525
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1Rate as of 1/20/2021 10:18 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $966. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
2Rate as of 1/20/2021 10:18 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,546. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
3Rate as of 1/20/2021 10:18 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 0.403% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $933. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.