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Jonathon Narens, (NMLS ID 1774513)

Jonathon Narens

Loan Advisor

NMLS ID: 1774513

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.

Apply Now Contact me

3155 W Big Beaver, Suite 114

Troy, MI 48084

About Jonathon Narens

Based out of Troy, Michigan, I am a mortgage loan officer with Flagstar Bank.  I currently serve clients throughout Southeast Michigan and all 50 states by providing them with lending options tailored to each borrower’s individual needs.  I am here to help clients and referrals at any time, including evenings and weekends, with cost-effective home lending solutions.  Whether you are a first-time buyer, an owner of multiple properties, looking to save by refinancing, or you want to learn more about mortgage loan programs and opportunities offered by Flagstar Bank, I would love the opportunity to help.


I currently live in Birmingham, Michigan, and have lived in the Detroit Metro area my entire life.  In my free time I enjoy boating, golfing, watching sports, and spending time with my family and friends.


Contact me for any home lending assistance, I look forward to being able to help.
 

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Professional Loans
  • Second Homes

Education

  • Miami University- BA, Finance 2018

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Bridget F.
“Jonathon and Carol were both a pleasure to work with. They kept me in the loop every step of the way and that really helped ease some of my first time home buyer fears. Thank you for all of your help!”
Linda L.
“I found that there was no need for improvement! I feel that his perfection will come with his growth, with each new situation. His responses to my needs, friendly, very helpful and explained everything clearly! ”
Linda L.
“Most important Jonathon did not take for granted my understanding of buying a house but respected my lack of knowledge and made me feel very comfortable! He truly made this very easy for me! Thank you for hiring; him and having his apart of your team! ”
Rochelle R.
“Good experience: Working with Jonathan made things easier and he was always available for questions and concerns. I will definitely be looking to work with Jonathan again in the near future.”
Tamara D.
“Always answered on the first ring. Helped me in every aspect. Was willing to explain in detail processes and answer all of my questions. Very courteous and helpful. Very likable. Very hard working! Hope he gets a bonus for his great work!”
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Jonathon Narens, (NMLS ID 1774513)

Jonathon Narens

Loan Advisor

NMLS ID: 1774513

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.

Apply Now Contact me

3155 W Big Beaver, Suite 114

Troy, MI 48084

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Today's Rate

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1Rate as of 7/30/2021 10:13 AM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $985. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 7/30/2021 10:13 AM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,557. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  7/30/2021 10:13 AM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $933. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

Jonathon Narens, (NMLS ID 1774513)

Jonathon Narens

Loan Advisor

NMLS ID: 1774513