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Kelli Peterson, (NMLS ID 2084054)

Kelli Peterson

Sr. Loan Advisor NMLS ID: 2084054

475 Romence Road

Portage, MI 49024

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Is buying, refinancing or renovating a home in your future? Let me help you achieve your homeownership goals through our simple and hassle-free home loan process. I’ll be by your side delivering personalized service, professional guidance and timely results on the way to your ideal home loan.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Professional Loans
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Client Testimonials

Lyndsay N
Kalamazoo, MI
Kelli was swift in helping us get pre-approved and ultimately, financing our loan. She went above and beyond for us. I recall our first communication was on a Saturday and she contacted my husband and I. VERY dedicated to servicing her clients.
Bethany C
Portage, MI
Kelli was very helpful and enthusiastic
Shonda B
Kalamazoo, MI
Kelli was simply a dream to work with to buy my home. Fully knowledgeable about the business and the numbers, she always kept me abreast of any changes that happened and how those would impact my buying a home. I'd work with her again in a heartbeat!
Eric D
Cassopolis, MI
Kelli was extremely nice and very helpful! If it wasn't for her helping us we would not have been able to get our dream house!
Tiffiney W
Kalamazoo, MI
Kelli helped me purchase a home recently and I can’t say enough about her. This home purchase was not straight forward but she did everything to make it as smooth as it could be. She went above and beyond and truly cares.
Pam K
Portage, MI
Kelli is such a delight to work with as a Realtor. She is always quick to respond and get the transaction done quickly & efficiently! She also goes out of her way to find the best loan product for each client. Give Kelli a call today!
Alexandria B
Kalamazoo, MI
As a new home buyer at the ripe age of 22 years old you can imagine I was very lost in the process. Out of so many loan lender agents I went with Kelli and let me tell you the best decision I made! No matter the time of day she answered my calls.
Rachel S
Portage, MI
I handed Kelli a complicated deal with lots of moving parts. She worked hard with my clients to get the deal to the closing table and even got them a lower rate than expected. She communicated very well with everyone involved.
Rena T
Portage, MI
Kelli helped my nephew with his first home purchase. Her communication was spot on and she found him some bonus money that he qualified for to bring down his amount he had to bring to the table! Thank you Kelli!
Stefanie T
Paw Paw, MI
I know I can always count on her to be responsive, knowledgeable and personable with every mutual client of ours. She's done a wonderful job on each deal we've done together and my number one go-to when I have someone that needs preapproval.
Kelsie N
Portage, MI
Being first time home buyers in this market was stressful enough on its own. Kelli was amazing at educating us, finding the best options and resources, and getting everything done and taken care of quick and smooth. Hands down would recommend!
Stephanie K
Mattawan, MI
If you're looking to purchase a new home or refinance your current home, Kelli's your girl to get it done!!! Call her today!
Tracy P
Portage, MI
Kelli was amazing to work with. Knowledgeable and professional, helpful every step of the way. Most importantly, I felt she looked out for my best interest in finding the loan that worked best for my situation. I would highly recommend her.

What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

Pre-qualify & Gather Financials

Submit your financial information and we'll give you a personalized estimate for your loan.

Pre-approval

Once you're pre-approved, we'll coordinate with the escrow or title company

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

Close & Receive your funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

Loan Application

Complete a loan application online, and submit the necessary financial documents.

Appraisal

We'll conduct an appraisal of your property to determine its current value.

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Find the loan product that's right for you.

Are you looking to purchase a new property or refinance an existing one?

Today's Rate
Mortgage Rate APR
30-Year Fixed 7.061% 7.216% 1
15-Year Fixed 6.289% 6.534% 2
FHA 30-Year Fixed 5.789% 6.669% 3

1Rate 7.061% with an APR of 7.216% as of 5/17/2024 3:54 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 20% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount, and origination fee of $1,295 with 360 monthly payments in the amount of $1,607. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.

2Rate 6.289% with an APR of 6.534% as of 5/17/2024 3:54 PM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 20% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $2,063. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.

3Rate 5.789% with an APR of 6.669% as of 5/17/2024 3:54 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 3.5% down payment, minimum borrower credit score of 740, estimated points of 1% of the loan amount, and origination fee of $1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $1,431. Payment amount does not include taxes and insurance, which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums, and other credit factors. Program terms available may vary based on the state and county in which the financed property is located. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, and lender terms and conditions. Terms, conditions, and rates are subject to change without notice.

Find the loan product that's right for you.
Spend a few moments to get a better idea of your bottom line. Are you looking to purchase a new property or refinance an existing one?

Request a contact

Fill out the information below and I'll reach out to you shortly.

Kelli Peterson

Sr. Loan Advisor NMLS ID: 2084054

475 Romence Road

Portage, MI 49024

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Let's do the math (the easy way).

Use our home loan calculators to break down the costs of buying a new home.  How does a higher or lower down payment affect your monthly payment? Should you get a fixed or adjustable rate mortgage? Play around with different scenarios so you can make informed decisions about your home loan.

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Mortgage Affordability Calculator

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Mortgage Down Payment Calculator

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So, how does getting a mortgage work?

Buying a home is a big deal, and there are many ways to finance it. Understanding the basics of a home loan will get things off to a great start. Learn about the steps in the process, the paperwork you'll need, and what makes up your monthly payment.

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The mortgage process

You've already found the right lender. Now it's time to learn the steps from getting prequalified to closing on your new home.

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Mortgage FAQs

What is escrow? How much do you need for a down payment? Find the answers to all your mortgage questions here. 

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6 Questions to Ask Your Home Loan Advisor

Before you close on your new home, we'll work together to answer these essential questions.