About Kelly Luna
My journey in the mortgage industry started over 20 years ago when I started dreaming of owning my own home. But like many hopeful homebuyers, I had no idea how the process worked, or how my credit would impact my ability to purchase one. Every single mortgage lender I reached out to didn’t care about educating me or working with me on any level. Fortunately for me, I figured it all out on my own after several years of heartache and research.
Today, you’ll find me using my own story as inspiration to keep me motivated and passionate about helping new homebuyers.
I started my career as a loan processor and junior underwriter. I discovered how truly passionate I am about working with Realtors and homebuyers while working in various aspects of the mortgage process. That's why I made the move to become a loan officer over eight years ago.
No matter what time of day it is, I’m here when you need me. I understand purchasing a home is one of the most important decisions of your life.
Mortgage Specialization
- Adjustable-Rate Mortgages
- Condominium Financing
- Construction Loans
- FHA Government Loans
- First-Time Home Buyer Programs
- Fixed-Rate Mortgages
- Investment Property Loans
- Jumbo Loans
- Low-to-Moderate Income Lending Program
- Pre-Qualifications
- Second Homes
- USDA Rural Housing
- VA Government Loans
Languages Spoken
- Spanish
Client Testimonials
Hear what my previous clients have to say about my work.

Kelly Luna
Home Lending Producing Sales Manager
NMLS ID: 997134
Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.
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Kelly Luna
Home Lending Producing Sales Manager
NMLS ID: 997134