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Michael Zahler, (NMLS ID 335607)

Michael Zahler

Sr Loan Advisor

NMLS ID: 335607

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

5151 Corporate Drive

Troy, MI 48098

About Michael Zahler

Born and raised a Minnesotan, I've served the state and greater Minneapolis/St. Paul area as a homelender since 1993. I started my career attaining a Realtor's license as part of my education to finance homes. Within the first few years, I received in-depth training in all facets of lending, including government, conventional, renovation, new construction, streamline refinances, and title analysis. I've helped many first-time homebuyers, subsequent buyers, and refinancers fit into the right loan with the right terms to meet their financial needs and goals.

 

I collect my thoughts on the golf course, lake, garden, or while jogging. I enjoy my kitchen and dabble with recipes. My main focus is to provide for my wife and two children. I relax listening to blues, jazz, and classic rock. Before I became a loan officer, I spent 15 years operating restaurants and nightclubs.

 

I enjoy serving people. Let me serve you.

Mortgage Specialization

  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • VA Government Loans

Education

  • St John's University Collegeville, MN Mathematics
  • Prosource Realestate Licensing
  • Metro State Minneapolis, MN Business

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Zack V.
“It was a pleasant experience working with you and I'd be happy to recommend you to anyone looking for a mortgage. We never had to wonder where we were in the process because you were always on top of it. There's not a lot of bankers like you.”
Find the loan product that's right for you.
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Michael Zahler, (NMLS ID 335607)

Michael Zahler

Sr Loan Advisor

NMLS ID: 335607

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

5151 Corporate Drive

Troy, MI 48098

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Today's Rate

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1Rate as of 4/16/2021 4:47 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $1,015. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 4/16/2021 4:47 PM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,579. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  4/16/2021 4:47 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $947. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

Michael Zahler, (NMLS ID 335607)

Michael Zahler

Sr Loan Advisor

NMLS ID: 335607