Pete Kavalos

Sr Loan Advisor

NMLS ID: 322569

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

39900 Eight Mile Road

Northville, MI 48167

[email protected]

Get directions

Office (313) 530-2395

Mobile (313) 530-2395

Fax (800) 886-9939

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About Pete Kavalos

Purchasing a home or refinancing should be an exciting time, and my approach ensures that this happens due to my Michigan-based team’s proactive, upfront, and constant communication. We have a great rapport with the local realtors, appraisers, inspectors, title companies, insurance companies, etc. These relationships are crucial to meeting deadlines and on-time closings. Our goal is to make the process easy for you.

Let me show you how simple securing a mortgage can be. I can help you with all of your home financing needs. Get pre-qualified today by calling me at 313-530-2395. You won’t be disappointed.

I have been in the business for 12 years, and live in Michigan with my wife Alicia and my three children. I enjoy reading, traveling, going to live music concerts, and playing with my kids.

Mortgage Specialization

Adjustable-Rate Mortgages
Condominium Financing
Construction Loans
FHA Government Loans
First-Time Home Buyer Programs
Fixed-Rate Mortgages
Investment Property Loans
Jumbo Loans
Low-to-Moderate Income Lending Program
Pre-Qualifications
Professional Loans
Renovation Loans
Second Homes
USDA Rural Housing
VA Government Loans

Client Testimonials

Hear what my previous clients have to say about my work.

Lin A.

“Pete Kavalos is a fantastic agent. Awesome loan officer. He helps in ways above and beyond. I will recommend Pete to others for a home loan.”

Mark R.

“Pete Kavalos was awesome. Very helpful and understanding. Great contact response, never waited more than minutes before he would get back to me. Great experience with Flagstar Bank and all involved. 10 stars all the way.”

Kimberly F.

“Pete was always available to answer all of my questions and concerns. Pete made my entire loan process seem so easy. Pete knows his job very well; he is extremely knowledgeable, very smart guy, great at what he does. I love my new house. Thanks Pete.”

Derek B.

“Pete was great! Compared to previous experiences with others, everything went smooth. He answered and returned all my calls and was able to work around the clock to get the job done. I would definitely use him again!”

Sean D.

“I was introduced to Pete through a mutual friend. He simplified my home buying process! He made me aware of everything that was needed! Awesome guy! Thank you so much Pete!”

Ibrahim A.

“My name is Ibrahim, and Pete was an excellent loan officer to do business with. I did lots of shopping and contacted multiple lenders, and no one could beat his rates, and it only took me 20 days to close.”

Sheila J.

“I was using a different mortgage company, and they were giving me the run around, and someone referred Pete, and he was awesome. He kept in touch with me. Every time I called, he called me right back, and he made my mortgage purchase seem easy.”

Michael C.

“Pete was very professional and went above and beyond to help me understand the process. He almost always responded to any inquiries within a few minutes. I enjoyed working with him and will do so in the future should I have the chance.”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.

What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.¹

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

¹A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Find the loan product that's right for you.

Are you looking to purchase a new property or refinance an existing one?

Purchase

Refinance

Purchase Price

How much would you like to borrow?

Down Payment

Property Zip

What is your refinancing goal?

What is your current loan balance?

What is the estimated value of the property?

Property Zip

How much additional cash do you want?

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator