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Phil Deol, (NMLS ID 306360)

Phil Deol

Divisional Manager | SVP

NMLS ID: 306360

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply NowContact me

20333 State Highway 249, Suite 200

Houston, TX 77070

About Phil Deol

Phil Deol is an experienced executive with a demonstrated history of working in the mortgage banking industry. Deol has been consistently recognized as a successful leader in the mortgage industry, with a proven track record for growth in new territories. “I chose Flagstar Bank Home Loans because their best-in-class retail platform had all of the qualities that matter to professionals,” Deol said. “Depth and breadth of product from its one-of-a-kind business model, an experienced leadership team, service-focused fulfillment, advanced technology, and a 50-state lending solution—it’s the formula for an outstanding customer experience and sustainability in these volatile market cycles.”

 

“It’s our privilege to welcome Phil to the Flagstar Bank team,” said Susan McHan, president of Distributed Retail Mortgage. “I appreciate the expertise and energy Phil brings to our retail home lending organization, providing the leadership and growth that will enable us to bring our exemplary level of satisfaction to loan advisors and their customers in many more communities."

 

As a solid business development professional and graduate of Harvard Business School, Phil is interested in building teams with integrity, customer-centric focus, and high production as he grows Texas, Arizona, and Southern California home loan branches. For those interested in learning more about Flagstar Bank Home Loans and why this retail platform isn’t just business as usual, contact Phil today.

 

Culture is more important than you think and so is strong, honest leadership.

Mortgage Specialization

  • Jumbo Loans

Languages Spoken

  • English

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Phil Deol, (NMLS ID 306360)

Phil Deol

Divisional Manager | SVP

NMLS ID: 306360

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply NowContact me

20333 State Highway 249, Suite 200

Houston, TX 77070

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Phil Deol, (NMLS ID 306360)

Phil Deol

Divisional Manager | SVP

NMLS ID: 306360