1Rate 6.895% with an APR of 7.048% as of 10/4/2024 12:43 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 20% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount, and origination fee of $1,295 with 360 monthly payments in the amount of $1,580. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
Before you go
Pieter Mol
Sr Loan Advisor NMLS ID: 374131
Bloomfield Hills, MI 48302
I’m ready to use my years of hands-on experience with home lending to provide exceptional service and personalize a mortgage that’s custom-fit for you.
Integrity is the cornerstone of my business. I believe a mortgage should be about building relationships and helping my customers achieve their home financing goals, not just a transaction.
As a Flagstar Bank senior loan officer, I take a consultative approach to the home loan process by building each home financing solution to help customers achieve their home financial goals. Many loan officers can get you a loan. My mission is to get the loan that works best for you.
During my many years in the mortgage industry, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing. I have an extensive background assisting first-time homebuyers, high net worth borrowers, and self-employed borrowers.
Whatever your needs and personal situations are, I am here to create the perfect solution for you and your family.
Mortgage Specialization
- Adjustable-Rate Mortgages
- Condominium Financing
- FHA Government Loans
- Fixed-Rate Mortgages
- Jumbo Loans
- Pre-Qualifications
- Renovation Loans
- Second Homes
- VA Government Loans
Client Testimonials
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Today's Rate
| Mortgage | Rate | APR |
|---|---|---|
| 30-Year Fixed | 6.895% | 7.048% 1 |
| 15-Year Fixed | 5.880% | 6.122% 2 |
| FHA 30-Year Fixed | 5.440% | 6.314% 3 |
2Rate 5.880% with an APR of 6.122% as of 10/4/2024 12:43 PM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 20% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $2,010. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
3Rate 5.440% with an APR of 6.314% as of 10/4/2024 12:43 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 3.5% down payment, minimum borrower credit score of 740, estimated points of 1% of the loan amount, and origination fee of $1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $1,377. Payment amount does not include taxes and insurance, which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums, and other credit factors. Program terms available may vary based on the state and county in which the financed property is located. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, and lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
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Sr Loan Advisor NMLS ID: 374131
Bloomfield Hills, MI 48302
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